December 23, 2025
RA Jainee
SBI Short Term Debt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 35.1394
Weekly NAV IDCW: Rs 15.3921
Monthly NAV IDCW: Rs 19.5944
Fortnightly NAV IDCW: Rs 23.6683
Suitable For Which Investors?
X
Fund’s Investment Strategy:
The scheme seeks to provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Fund Manager:
1) Mansi Sajeja
Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of SBI Short Term Debt Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.83% |
| Benchmark | CRISIL Short Duration Debt A-II Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | ₹17,716 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.40% |
| (As on 30-Nov-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Short Term Debt Dir | 8.01 | 0.00 | 0.12 | 1.49 | 2.80 | 8.26 | 7.87 | 6.20 | 7.34 | 7.48 |
| CCIL T Bill Liquidity Weight | 4.58 | 0.02 | 0.36 | 1.01 | 1.84 | 4.66 | 4.63 | 3.67 | 3.70 | 3.87 |
| Debt: Short Duration | 7.77 | 0.00 | 0.14 | 1.43 | 2.65 | 8.01 | 7.83 | 6.58 | 7.17 | 7.37 |
| Rank within category | 5 | 14 | 19 | 8 | 7 | 5 | 12 | 12 | 7 | 8 |
| Number of funds in category | 25 | 26 | 26 | 26 | 26 | 25 | 24 | 21 | 19 | 17 |
Peer Comparison of SBI Short Term Debt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| SBI Short Term Debt Dir | 4 star | 8.26 | 7.87 | 6.20 | 0.40 | 17,716 | 7.83 | — | 12Y 11M |
| ICICI Pru Short Term Dir | 5 star | 8.63 | 8.35 | 7.05 | 0.45 | 23,702 | 8.53 | — | 12Y 11M |
| HDFC Short Term Debt Dir | 4 star | 8.17 | 8.06 | 6.53 | 0.40 | 18,412 | 8.07 | — | 12Y 11M |
| Axis Short Duration Dir | 5 star | 8.62 | 8.17 | 6.62 | 0.38 | 12,692 | 8.20 | — | 12Y 11M |
| ABSL Short Term Dir | 4 star | 8.41 | 8.17 | 6.81 | 0.37 | 11,363 | 8.60 | — | 12Y 11M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 90 | 71 |
| Macaulay Duration (yrs) | 2.88 | 2.63 |
| Average Maturity (yrs) | 3.42 | 3.32 |
| Yield to Maturity (%) | 6.95 | 6.72 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Short Term Debt Fund
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