December 23, 2025
RA Jainee
SBI Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 45.8617
NAV IDCW Daily: Rs 14.3206
Monthly NAV IDCW: Rs 18.1782
Weekly NAV IDCW: Rs 16.5522
Suitable For Which Investors?
X
Fund’s Investment Strategy:
The scheme seeks to provide the investors an opportunity to invest in money market instruments.
Fund Manager:
1) Rajeev Radhakrishnan
Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Investment Details
| Min. Investment (₹) | 500 |
| Min. Addl Investment (₹) | 500 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of SBI Savings Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.53% |
| Benchmark | CRISIL Money Market A-I Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | ₹36,650 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.25% |
| (As on 30-Nov-2025) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Savings Dir | 7.27 | 0.02 | 0.44 | 1.48 | 3.03 | 7.53 | 7.59 | 6.26 | 6.58 | 7.01 |
| CCIL T Bill Liquidity Weight | 4.58 | 0.02 | 0.36 | 1.01 | 1.84 | 4.66 | 4.63 | 3.67 | 3.70 | 3.87 |
| Debt: Money Market | 7.24 | 0.02 | 0.44 | 1.49 | 3.05 | 7.50 | 7.50 | 6.20 | 6.50 | 6.79 |
| Rank within category | 16 | 8 | 10 | 19 | 20 | 16 | 11 | 9 | 5 | 2 |
| Number of funds in category | 23 | 26 | 25 | 25 | 24 | 23 | 22 | 18 | 14 | 12 |
Peer Comparison of SBI Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| SBI Savings Dir | 3 star | 7.53 | 7.59 | 6.26 | 0.25 | 36,650 | 7.53 | — | 12Y 11M |
| Tata Money Market Dir | 5 star | 7.68 | 7.77 | 6.46 | 0.15 | 40,598 | 6.77 | — | 12Y 11M |
| ABSL Money Manager Dir | 4 star | 7.54 | 7.66 | 6.34 | 0.22 | 32,711 | 7.42 | — | 12Y 11M |
| Nippon India Money Market Dir | 4 star | 7.62 | 7.65 | 6.36 | 0.22 | 24,261 | 7.34 | — | 12Y 11M |
| Axis Money Market Dir | 5 star | 7.63 | 7.68 | 6.34 | 0.17 | 24,194 | 6.45 | — | 6Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 134 | 91 |
| Macaulay Duration (yrs) | 0.40 | 0.39 |
| Average Maturity (yrs) | 0.40 | 0.39 |
| Yield to Maturity (%) | 6.20 | 6.14 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Savings Fund
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