November 25, 2025
RA Jainee
SBI Overnight Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 4,302.9125
Weekly NAV IDCW: Rs 1,363.8099
Suitable For Which Investors?
Overnight funds invest in bonds having a maturity of just one day. They are suitable to earn a little extra on idle money lying in the bank. You may invest in these funds the money that you have set aside to meet any emergency needs or any surplus money that you don’t need for a few days up to a year.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.
Fund’s Investment Strategy:
The scheme seeks to provide the investors an opportunity to invest in overnight securities maturing on the next business day.
Fund Manager:
1) Ranjana Gupta
Education: She is a Commerce graduate from Mumbai University
Experience: Prior to joining SBI Mutaul Fund, She was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started her career as a dealer in 1995 with OTCEI.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 5,000 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of SBI Overnight Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.22% |
| Benchmark | CRISIL Liquid Overnight Index |
| Riskometer | Low |
| Type | Open-ended |
| Assets | ₹ 25,409 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.08% |
| (As on 31-Oct-2025) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Overnight Dir | 5.24 | 0.01 | 0.45 | 1.35 | 2.72 | 5.93 | 6.40 | 5.34 | 5.15 | 5.52 |
| CCIL T Bill Liquidity Weight | 4.27 | 0.04 | 0.32 | 0.99 | 2.02 | 4.74 | 4.64 | 3.63 | 3.71 | 3.88 |
| Debt: Overnightinfo | 5.23 | 0.01 | 0.45 | 1.35 | 2.72 | 5.92 | 6.41 | 5.35 | 5.17 | 5.49 |
| Rank within category | 21 | 24 | 22 | 22 | 20 | 21 | 21 | 20 | 4 | 1 |
| Number of funds in category | 34 | 37 | 37 | 37 | 35 | 34 | 31 | 27 | 5 | 2 |
Peer Comparison of SBI Overnight Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| SBI Overnight Dir | 3 star | 5.93 | 6.40 | 5.34 | 0.08 | 25,409 | 6.22 | — | 12Y 10M |
| Axis Overnight Dir | 5 star | 6.00 | 6.47 | 5.40 | 0.06 | 9,963 | 5.15 | — | 6Y 8M |
| Nippon India Overnight Dir | 4 star | 5.99 | 6.46 | 5.39 | 0.08 | 9,365 | 5.2 | — | 6Y 11M |
| ABSL Overnight Dir | 4 star | 5.96 | 6.44 | 5.38 | 0.08 | 9,329 | 5.2 | — | 7Y |
| Kotak Overnight Dir | 4 star | 5.97 | 6.44 | 5.37 | 0.08 | 8,499 | 5.15 | — | 6Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 7 | 3 |
| Macaulay Duration (yrs) | 0.00 | 0.01 |
| Average Maturity (yrs) | 0.00 | 0.01 |
| Yield to Maturity (%) | 5.60 | 5.47 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For SBI Overnight Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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