November 24, 2025
RA Jainee
SBI Multi Asset Allocation Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 70.4435
Yearly NAV IDCW: Rs 40.1347
Quarterly NAV IDCW: Rs 33.4603
Monthly NAV IDCW: Rs 31.6317
Suitable For Which Investors?
Multi Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity, debt and commodity for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity, debt and commodity
3. Aiming for long term wealth creation
4. With a 5-8 year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes.
Fund Manager:
1) Dinesh Balachandran
Education: Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.
Experience: Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
2) Mansi Sajeja
Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
3) Vandna Soni
Education: Ms. Soni has done MBA
Experience: Prior to joining SBI MF, she was working with SBICAP Sec. Ltd. ,Antique Stock Broking and CRISIL GR&A
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of SBI Multi Asset Allocation Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 12.66% |
| Benchmark | BSE 500 TRI (45), CRISIL Composite Bond Index (40), Domestic Price of Gold (10), Domestic Price of Silver (5) |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | ₹ 11,306 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.62% |
| (As on 31-Oct-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | — |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Multi Asset Allocation Dir | 15.49 | -0.56 | 0.89 | 6.56 | 9.66 | 16.56 | 18.67 | 16.00 | 14.75 | 12.57 |
| VR Multi Asset TRI | 11.62 | 0.10 | 0.48 | 4.99 | 7.70 | 13.09 | 15.26 | 15.11 | 14.11 | 12.89 |
| Hybrid: Multi Asset Allocation | 14.17 | -0.44 | -0.16 | 5.77 | 8.82 | 15.55 | 17.99 | 17.61 | 15.80 | 11.93 |
| Rank within category | 15 | 32 | 1 | 13 | 15 | 15 | 8 | 8 | 4 | — |
| Number of funds in category | 37 | 45 | 45 | 42 | 38 | 35 | 19 | 12 | 8 | 4 |
Peer Comparison of SBI Multi Asset Allocation Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| SBI Multi Asset Allocation Dir | 4 star | 16.56 | 18.67 | 16.00 | 0.62 | 11,306 | 12.66 | 1.00 (365) | 12Y 10M | — |
| ICICI Pru Multi Asset Dir | 5 star | 17.69 | 20.47 | 24.57 | 0.69 | 71,900 | 16.99 | 1.00 (365) | 12Y 10M | 27.00 |
| Nippon India Multi Asset Allocation Dir | 4 star | 19.12 | 21.59 | 18.93 | 0.28 | 8,722 | 19.09 | 1.00 (360) | 5Y 2M | 72.00 |
| HDFC Multi Asset Dir | 4 star | 14.13 | 16.05 | 16.27 | 0.77 | 5,149 | 12.13 | 1.00 (365) | 12Y 10M | 20.77 |
| Kotak Multi Asset Allocation Dir | Unrated | 17.41 | — | — | 0.45 | 9,429 | 20.56 | 1.00 (365) | 2Y 2M | 84.67 |
Portfolio Analysis of SBI Multi Asset Allocation Fund
| No. of Stocks | 61 |
| Top 10 Holdings | 28.50% |
| Top 5 Stocks | 18.28% |
| Top 3 Sectors | 27.78% |
| Portfolio P/B Ratio | 2.49 |
| Portfolio P/E Ratio | 19.58 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 80,253 | 2,50,452 |
| Giant (%) | 33.81 | 60.23 |
| Large (%) | 21.48 | 18.19 |
| Mid (%) | 22.07 | 17.04 |
| Small (%) | 22.64 | 5.52 |
| Tiny (%) | — | 0.02 |
| Fund | Category | |
| Number of Securities | 109 | 80 |
| Macaulay Duration (yrs) | 3.73 | 2.81 |
| Average Maturity (yrs) | 5.16 | 4.71 |
| Yield to Maturity (%) | 7.46 | 6.50 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Multi Asset Allocation Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://online.sbimf.com/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status