December 26, 2025
RA Jainee
SBI Focused Fund
| Fund at a Glance | |
| NAV Growth | Rs 431.35 |
| NAV Bonus | — |
| NAV IDCW | Rs 105.11 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 12 |
| Benchmark | BSE 500 TRI |
| AUM Rs. | 42,773 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.75% |
| 1 Year Return (%) | 16.75 |
| 3 Year Return (%) | 20.22 |
| 5 Year Return (%) | 18.36 |
| 10 Year Return (%) | 16.52 |
| Return Since Launch | 16.13% |
⚖️ Sahifund Review – SBI Focused Fund
PLUS: Stability | Track Record | Cost Efficiency
SBI Focused Fund has delivered consistent long-term performance, with 5–10 year CAGR in the 16–18% range, comfortably beating inflation and fixed-income returns. Its focused portfolio of just 25–30 stocks allows high-conviction bets, which has helped the fund outperform the benchmark meaningfully over the last 1 and 3 years. The flexi-cap mandate gives the fund manager freedom to move across market caps as opportunities arise. Backed by SBI AMC’s strong research ecosystem, it suits investors seeking active stock selection with long-term discipline.
MINUS: Large AUM | Concentration Risk | Momentum Sensitivity
With a large AUM of over Rs. 42,000 crore, agility can be constrained in fast-changing markets. The concentrated portfolio increases stock- and sector-specific risk, leading to sharper swings during corrections. Returns may lag diversified flexi-cap peers during momentum-driven rallies, requiring patience from investors.
Sahifund View (Decisive Line):
Ideal for long-term SIP investors (5+ years) who are comfortable with volatility and believe in high-conviction, focused investing over market cycles.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a concentrated portfolio of equity and equity related securities.
Fund Manager:
1) Rama Iyer Srinivasan
Education: Mr. Srinivasan is M.Com and MFM.
Experience: Prior to joining SBI Mutual Fund he has worked with Principal AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0.25% for redemption within 30 days |
| 0.1% for redemption after 30 days and within 90 days |
Basic Details of SBI Focused Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 16.13% |
| Benchmark | BSE 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 42,773 Cr |
| (As on 30-Nov-2025) | |
| Expense | 0.75% |
| (As on 30-Nov-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | 37.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Focused Dir | 17.16 | -0.12 | 2.45 | 6.00 | 10.85 | 16.75 | 20.22 | 18.36 | 17.62 | 16.52 |
| BSE 500 TRI* | 7.53 | -0.17 | 0.73 | 2.95 | 3.84 | 7.43 | 17.38 | 17.18 | 16.16 | 14.93 |
| Equity: Flexi Cap* | 4.79 | -0.20 | 0.49 | 1.96 | 3.04 | 4.60 | 18.67 | 17.44 | 16.31 | 14.89 |
Peer Comparison of SBI Focused Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| SBI Focused Dir | 4 star | 16.75 | 20.22 | 18.36 | 0.75 | 42,773 | 16.13 | 0.25 (30) | 12Y 11M | 37.00 |
| Parag Parikh Flexi Cap Dir | 5 star | 9.04 | 23.66 | 21.14 | 0.63 | 1,29,783 | 19.61 | 2.00 (365) | 12Y 7M | 12.67 |
| HDFC Flexi Cap Dir | 5 star | 11.95 | 23.18 | 24.75 | 0.67 | 94,069 | 16.94 | 1.00 (365) | 12Y 11M | 12.51 |
| HDFC Focused Dir | 5 star | 11.98 | 23.30 | 25.97 | 0.62 | 26,230 | 15.81 | 1.00 (365) | 12Y 11M | 13.75 |
| ICICI Pru Flexicap Dir | 4 star | 10.62 | 21.84 | — | 0.76 | 20,055 | 18.09 | 1.00 (365) | 4Y 5M | 25.00 |
Portfolio Analysis of SBI Focused Fund
| No. of Stocks | 27 |
| Top 10 Stocks | 45.99% |
| Top 5 Stocks | 27.36% |
| Top 3 Sectors | 65.41% |
| Portfolio P/B Ratio | 4.47 |
| Portfolio P/E Ratio | 27.84 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,94,789 | 1,83,488 |
| Giant (%) | 53.24 | 49.57 |
| Large (%) | 26.40 | 21.41 |
| Mid (%) | 20.35 | 23.80 |
| Small (%) | — | 6.21 |
| Tiny (%) | — | 0.79 |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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