November 22, 2025
RA Jainee
SBI Dynamic Bond Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 39.7108
NAV IDCW: Rs 22.1809
Suitable For Which Investors?
Dynamic Bond funds have the freedom to invest in bonds of any duration. Depending on where it expects to earn maximum returns, the fund management team actively decides whether to invest in bonds maturing in a few months or in the ones maturing several years later.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for investment horizon of up to three years) in their longer-term portfolios.
Fund’s Investment Strategy:
The scheme seeks to provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities.
Fund Manager:
1) Sudhir Agrawal
Education: Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience: Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 0.25% will be charged for redemption within 30 days |
Basic Details of SBI Dynamic Bond Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.20% |
| Benchmark | CRISIL Dynamic Bond A-III Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | ₹ 4,961 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.63% |
| (As on 31-Oct-2025) | |
| Risk Grade | Above Average |
| Return Grade | Above Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Dynamic Bond Dir | 6.24 | 0.02 | 0.19 | 1.71 | 0.66 | 7.14 | 8.24 | 6.36 | 8.24 | 8.21 |
| VR Bond | 4.86 | 0.05 | -0.08 | 1.18 | 0.84 | 5.68 | 6.99 | 5.33 | 6.19 | 6.25 |
| Debt: Dynamic Bond | 6.07 | 0.06 | 0.00 | 1.57 | 0.62 | 6.97 | 7.80 | 6.25 | 7.49 | 7.56 |
| Rank within category | 11 | 17 | 8 | 9 | 11 | 12 | 5 | 8 | 2 | 3 |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 21 | 19 | 17 |
Peer Comparison of SBI Dynamic Bond Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| SBI Dynamic Bond Dir | 3 star | 7.14 | 8.24 | 6.36 | 0.63 | 4,961 | 8.20 | 0.25 (30) | 12Y 10M |
| ICICI Pru All Seasons Bond Dir | 5 star | 8.35 | 8.46 | 7.17 | 0.60 | 14,941 | 9.60 | 0.25 (30) | 12Y 10M |
| Nippon India Dynamic Bond Dir | 4 star | 8.25 | 8.43 | 6.10 | 0.35 | 4,288 | 7.87 | — | 12Y 10M |
| ABSL Dynamic Bond Dir | 4 star | 8.18 | 8.27 | 7.41 | 0.64 | 1,918 | 7.72 | 0.50 (90) | 12Y 10M |
| 360 ONE Dynamic Bond Dir | 4 star | 9.42 | 8.73 | 7.18 | 0.27 | 639 | 7.52 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 19 | 33 |
| Macaulay Duration (yrs) | 6.56 | 6.23 |
| Average Maturity (yrs) | 10.56 | 12.17 |
| Yield to Maturity (%) | 6.85 | 6.85 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Dynamic Bond Fund
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