SBI Corporate Bond Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 16.4294
Quarterly NAV IDCW: Rs 15.9717
NAV IDCW Monthly: Rs 15.5077
Suitable For Which Investors?
Corporate Bond funds invest mainly in high-grade corporate bonds (those with a credit rating of AA+ and above). They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.
Fund’s Investment Strategy:
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA+ and above to generate additional spread on part of their debt investments from high quality corporate debt securities while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund Manager:
1) ) Rajeev Radhakrishnan
Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
2) Ardhendu Bhattacharya
Education: Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.
Experience: Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of SBI Corporate Bond Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Feb-19 |
| Return Since Launch | 7.57% |
| Benchmark | Nifty Corporate Bond Index A-II |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | ₹ 24,936 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.36% |
| (As on 31-Oct-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Return Grade | Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Corporate Bond Dir | 7.88 | 0.00 | 0.50 | 1.85 | 2.79 | 8.71 | 8.05 | 6.19 | — | — |
| VR Bond | 4.86 | 0.05 | -0.08 | 1.18 | 0.84 | 5.68 | 6.99 | 5.33 | — | — |
| Debt: Corporate Bond | 7.68 | 0.01 | 0.44 | 1.80 | 2.75 | 8.52 | 8.00 | 6.27 | — | — |
| Rank within category | 7 | 18 | 3 | 7 | 9 | 6 | 9 | 10 | — | — |
| Number of funds in category | 21 | 21 | 21 | 21 | 21 | 21 | 20 | 18 | 17 | 12 |
Peer Comparison of SBI Corporate Bond Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| SBI Corporate Bond Dir | 3 star | 8.71 | 8.05 | 6.19 | 0.36 | 24,936 | 7.57 | — | 6Y 9M |
| HDFC Corporate Bond Dir | 4 star | 8.10 | 8.10 | 6.43 | 0.36 | 36,134 | 8.13 | — | 12Y 10M |
| ICICI Pru Corporate Bond Dir | 5 star | 8.56 | 8.15 | 6.72 | 0.35 | 34,630 | 8.23 | — | 12Y 10M |
| Kotak Corporate Bond Dir | 4 star | 8.66 | 8.10 | 6.48 | 0.35 | 18,909 | 8.07 | — | 12Y 10M |
| Bandhan Corporate Bond Dir | 4 star | 8.25 | 7.75 | 5.98 | 0.33 | 15,705 | 7.44 | — | 9Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 98 | 103 |
| Macaulay Duration (yrs) | 3.57 | 3.37 |
| Average Maturity (yrs) | 4.72 | 4.49 |
| Yield to Maturity (%) | 6.96 | 6.82 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Corporate Bond Fund
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November 21, 2025
RA Jainee



