October 18, 2022
mayank
SBI Conservative Hybrid Fund
NAV Growth: Rs 59.3210
NAV IDCW Yearly: Rs 23.6562
NAV IDCW Quarterly: Rs 18.1250
NAV IDCW Monthly: Rs 21.7149
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.
Fund Manager:
1) Saurabh Pant
Education: Mr. Pant is a B.Com (H), MBE and CFA (Level III).
Experience: He has been associated with SBI Mutual Fund since 2007.
2) Mansi Sajeja
Education: Ms. Sajeja is a CFA and has done Post Graduate Diploma in Business Management.
Experience: Prior to joining SBIFMPL, she was Rating Analyst at ICRA Limited.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 9.76% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 6,715 Cr |
| (As on 30-Sep-2022) | |
| Expense Ratio | 0.57% |
| (As on 30-Sep-2022) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | — |
SBI Conservative Hybrid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Cons Hybrid Dir | 3.32 | 0.26 | -0.08 | 3.74 | 3.2 | 4.41 | 11.22 | 8.29 | 9.26 | — |
| VR MIP TRI | 1.02 | 0.35 | -2.2 | 4.09 | 0.93 | -0.71 | 8.44 | 7.76 | 8.2 | — |
| Hybrid: Conservative Hybrid | 2.54 | 0.28 | -0.34 | 2.99 | 1.69 | 2.5 | 8.27 | 6.84 | 7.9 | — |
| Rank within category | 10 | 22 | 6 | 6 | 3 | 2 | 4 | 6 | 4 | — |
| Number of funds in category | 34 | 35 | 35 | 35 | 35 | 34 | 30 | 28 | 27 | 0 |
SBI Conservative Hybrid Fund Peer Comparison
| Fund name | Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) |
| SBI Cons Hybrid Dir | 4 star | 4.41 | 11.22 | 8.29 | 0.57 | 6,715 | 9.76 | 1.00 (365) | 9yrs 9mo | — |
| ICICI Pru Regular Svngs Dir | 5 star | 4.15 | 9.85 | 8.83 | 0.99 | 3,292 | 10.57 | 1.00 (365) | 9yrs 9mo | 60.00 |
| Kotak Debt Hybrid Dir | 5 star | 3.03 | 12.12 | 9.56 | 0.44 | 1,571 | 10.59 | 1.00 (180) | 9yrs 9mo | 24.23 |
| Canara Robeco Cons Hybrid Dir | 5 star | 1.72 | 10.24 | 8.83 | 0.56 | 1,139 | 9.72 | 1.00 (365) | 9yrs 9mo | 242.00 |
| Baroda BNP Paribas Cons Hybrid Dir | 4 star | 1.47 | 7.69 | 7.43 | 0.78 | 511 | 9.34 | 1.00 (180) | 9yrs 9mo | — |
Portfolio Analysis
| Number of Stocks | 35 |
| Number of Bonds | 60 |
| Average Maturity (yrs) | 4.17 |
| Top 10 Holdings | 19.36% |
| Portfolio P/B Ratio | 4.90 |
| Portfolio P/E Ratio | 33.17 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 51,532 | 1,72,732 |
| Giant (%) | 28.48 | 55.65 |
| Large (%) | 14.77 | 18.14 |
| Mid (%) | 46.03 | 19.68 |
| Small (%) | 10.73 | 9.14 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 97 | 51 |
| Modified Duration (yrs) | 2.70 | 2.72 |
| Average Maturity (yrs) | 4.17 | 4.54 |
| Yield to Maturity (%) | 7.35 | 7.19 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Conservative Hybrid Fund
Apply Online: https://www.sbimf.com/en-us/quick-invest?action=panverification&SubBrokerCode=&EUIN=E455804&arn_code=ARN-245610&subbrokerARN=&utm_source=EasyLink
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