November 21, 2025
RA Jainee
SBI Conservative Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 116.7277
NAV IDCW: Rs 66.4235
Suitable For Which Investors?
Such thematic funds are avoidable for most investors because:
• They have a narrow investment focus
• Instead, diversified equity funds which invest across sectors/themes are better
If you still choose to invest:
1. Invest only through SIP
2. Have a 7+ year investment horizon
3. Be prepared to withstand interim sharp declines in investment value
Fund’s Investment Strategy:
The scheme seeks to generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses.
Fund Manager:
1) Dinesh Balachandran
Education: Mr.Dinesh is a B.Tech from IIT-B, M.S. from MIT USA and CFA.
Experience: Prior to joining SBI Funds Management Pvt. Ltd. he has worked with Fidelity Investments, USA.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (₹) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of SBI Conservative Hybrid Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 10.01% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
| Riskometer | High |
| Type | Open-ended |
| Assets | ₹ 9,953 Cr |
| (As on 31-Oct-2025) | |
| Expense | 1.05% |
| (As on 31-Oct-2025) | |
| Risk Grade | Below Average |
| Return Grade | Above Average |
| Turnover | — |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI Conservative Hybrid Dir | 7.40 | 0.02 | 1.15 | 2.34 | 3.78 | 7.99 | 10.81 | 11.08 | 10.87 | 9.84 |
| VR Conservative Hybrid TRI | 8.34 | 0.16 | 0.73 | 2.59 | 3.36 | 9.26 | 9.77 | 8.64 | 9.23 | 8.97 |
| Hybrid: Conservative Hybrid | 6.42 | 0.13 | 0.50 | 2.05 | 2.50 | 7.47 | 10.16 | 9.63 | 9.21 | 8.89 |
| Rank within category | 7 | 26 | 2 | 11 | 6 | 12 | 8 | 6 | 3 | 4 |
| Number of funds in category | 28 | 29 | 29 | 28 | 28 | 28 | 28 | 25 | 22 | 21 |
Peer Comparison of SBI Conservative Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| SBI Conservative Hybrid Dir | 4 star | 7.99 | 10.81 | 11.08 | 1.05 | 9,953 | 10.01 | 1.00 (365) | 12Y 10M | — |
| HDFC Hybrid Debt Dir | 4 star | 6.64 | 10.64 | 11.12 | 1.17 | 3,379 | 9.85 | 1.00 (365) | 12Y 10M | — |
| ICICI Pru Regular Savings Dir | 5 star | 9.73 | 11.13 | 10.44 | 1.00 | 3,376 | 10.75 | 1.00 (365) | 12Y 10M | 21.00 |
| Kotak Debt Hybrid Dir | 4 star | 7.19 | 11.48 | 11.78 | 0.48 | 3,124 | 10.86 | 1.00 (180) | 12Y 10M | 24.23 |
| Parag Parikh Conservative Hybrid Dir | 5 star | 8.15 | 11.87 | — | 0.34 | 3,097 | 10.37 | 1.00 (365) | 4Y 5M | — |
Portfolio Analysis of SBI Conservative Hybrid Fund
| Number of Stocks | 37 |
| Number of Bonds | 57 |
| Average Maturity (yrs) | 5.28 |
| Top 10 Holdings | 26.71% |
| Portfolio P/B Ratio | 2.82 |
| Portfolio P/E Ratio | 26.41 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 62,603 | 2,61,276 |
| Giant (%) | 33.34 | 62.80 |
| Large (%) | 12.71 | 15.44 |
| Mid (%) | 29.49 | 16.02 |
| Small (%) | 24.46 | 9.56 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 94 | 64 |
| Macaulay Duration (yrs) | 4.13 | 5.14 |
| Average Maturity (yrs) | 5.28 | 9.15 |
| Yield to Maturity (%) | 7.47 | 6.93 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For SBI Conservative Hybrid Fund
WILL POST SOON
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