August 18, 2025
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Peer Comparison of Multi Asset Allocation Funds – HDFC, ICICI, Nippon, Tata & Groww NFO
Best multi asset allocation fund 2025
| Fund Name | 1Y Return (%) | 3Y CAGR (%) | 5Y CAGR (%) | AUM (Rs. Cr) | Riskometer | Min. Investment | Exit Load |
|---|---|---|---|---|---|---|---|
| HDFC Multi Asset Fund | 18.2 | 14.6 | 12.9 | 6,450 | Very High | Rs. 100 | 1% < 1 yr |
| ICICI Prudential Multi Asset Fund | 16.7 | 13.9 | 12.1 | 18,200 | Very High | Rs. 100 | 1% < 3 m |
| Nippon India Multi Asset Fund | 15.5 | 12.8 | 11.3 | 2,950 | Very High | Rs. 500 | 1% < 30 d |
| Tata Multi Asset Opportunities Fund | 17.4 | 13.1 | 11.7 | 1,800 | Very High | Rs. 5,000 | 1% < 30 d |
| Groww Multi Asset Allocation Fund (NFO) | — | — | — | New | Very High | Rs. 500 | 1% < 30 d |
Returns as of July 31, 2025. Source: AMC fact sheets.
# Observation: Established players like HDFC and ICICI Pru already deliver strong long-term track records. Groww NFO enters a highly competitive space, but appeals with a low entry point (Rs. 500) and digital-first distribution strength.
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>> NFO Guidance:
https://sahifund.com/category/nfos/
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Multi asset fund returns comparison
FAQs – Best Multi Asset Allocation Fund 2025
HDFC and ICICI Prudential Multi Asset Funds remain top choices due to strong long-term track records and large AUM. However, investors should compare risk, returns, and costs before deciding.
These funds diversify across equity, debt, commodities like gold and silver, and sometimes REITs/InvITs. The idea is to reduce risk while capturing opportunities across multiple asset classes.
Groww’s NFO offers a low entry point (Rs. 500) and digital-first access, but being new, it lacks performance history. Investors preferring proven consistency may stick to established funds, while aggressive investors can allocate small amounts to the NFO.
These funds suit investors seeking long-term wealth creation with diversified exposure in a single scheme. They are ideal for moderate-to-high risk takers with at least a 5-year horizon.