November 14, 2025
RA Jainee
Nippon India Medium Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 17.4973
Quarterly NAV IDCW: Rs 11.0814
NAV IDCW: Rs 14.7585
Bonus NAV: Rs 17.5010
Suitable For Which Investors?
Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.
Fund’s Investment Strategy:
The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.
Fund Manager:
1) Sushil Budhia
Education: Mr. Budhia has done CA
Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 60 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 365 days |
Basic Details of Nippon India Medium Duration Fund
| Fund House | Nippon India Mutual Fund |
| Launch Date | 26-Jun-14 |
| Return Since Launch | 5.04% |
| Benchmark | CRISIL Medium Duration Debt A-III Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 124 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.52% |
| (As on 31-Oct-2025) | |
| Risk Grade | Low |
| Return Grade | Low |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Nippon India Medium Duration Dir | 9.45 | 0.09 | 0.66 | 1.32 | 5.11 | 10.79 | 9.10 | 9.55 | 2.43 | 4.20 |
| VR Bond | 4.69 | 0.04 | 0.08 | 0.39 | 1.05 | 5.57 | 7.20 | 5.39 | 6.24 | 6.25 |
| Debt: Medium Duration | 7.87 | 0.06 | 0.62 | 1.40 | 3.44 | 9.01 | 8.55 | 7.46 | 7.18 | 7.63 |
| Rank within category | 2 | 2 | 8 | 7 | 1 | 2 | 3 | 2 | 12 | — |
| Number of funds in category | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 12 | 12 | 10 |
Peer Comparison of Nippon India Medium Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Nippon India Medium Duration Dir | 1 star | 10.79 | 9.10 | 9.55 | 0.52 | 124 | 5.04 | 1.00 (365) | 11Y 4M |
| ICICI Pru Medium Term Bond Dir | 5 star | 9.73 | 8.77 | 7.46 | 0.74 | 5,734 | 8.59 | 1.00 (365) | 12Y 10M |
| Axis Strategic Bond Dir | 4 star | 9.33 | 8.93 | 7.47 | 0.71 | 1,928 | 8.68 | 1.00 (365) | 12Y 10M |
| HSBC Medium Duration Dir | 4 star | 9.04 | 8.69 | 7.11 | 0.40 | 782 | 7.98 | — | 10Y 9M |
| SBI Magnum Medium Duration Dir | 3 star | 8.46 | 8.43 | 6.67 | 0.71 | 6,738 | 8.94 | 1.00 (90) | 12Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 23 | 37 |
| Macaulay Duration (yrs) | 3.31 | 3.70 |
| Average Maturity (yrs) | 4.24 | 5.07 |
| Yield to Maturity (%) | 7.21 | 7.33 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Nippon India Medium Duration Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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