November 14, 2025
RA Jainee
Nippon India Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 6,585.7416
Weekly NAV IDCW: Rs 1,532.0661
Quarterly NAV IDCW: Rs 1,011.3488
Monthly NAV IDCW: Rs 1,589.4069
Suitable For Which Investors?
Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.
Fund’s Investment Strategy:
The Scheme seeks to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.
Fund Manager:
1) Vikash Agarwal
Education: Mr. Agarwal is a B.Com., CA, CFA
Experience: Prior to joining Nippon AMC, he has worked with HDFC AMC, Larsen & Toubro Ltd.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 60 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Nippon India Liquid Fund
| Fund House | Nippon India Mutual Fund |
| Launch Date | 41,275 |
| Return Since Launch | 6.89% |
| Benchmark | NIFTY Liquid Index A-I |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 30,230 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.20% |
| (As on 31-Oct-2025) | |
| Risk Grade | — |
| Return Grade | Above Average |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Nippon India Liquid Dir | 5.65 | 0.02 | 0.48 | 1.45 | 3.06 | 6.80 | 7.10 | 5.79 | 5.83 | 6.28 |
| CCIL T Bill Liquidity Weight | 4.05 | 0.03 | 0.31 | 0.89 | 2.11 | 4.67 | 4.62 | 3.63 | 3.70 | 3.88 |
| Debt: Liquid | 5.55 | 0.02 | 0.48 | 1.44 | 3.01 | 6.70 | 7.02 | 5.73 | 5.75 | 6.19 |
| Rank within category | 10 | 9 | 25 | 18 | 9 | 10 | 9 | 12 | 7 | 6 |
| Number of funds in category | 38 | 41 | 40 | 40 | 38 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of Nippon India Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Nippon India Liquid Dir | 4 star | 6.80 | 7.10 | 5.79 | 0.20 | 30,230 | 6.89 | 0.01 (1) | 12Y 10M |
| ABSL Liquid Dir | 5 star | 6.82 | 7.14 | 5.82 | 0.21 | 56,938 | 6.91 | 0.01 (1) | 12Y 10M |
| Axis Liquid Dir | 5 star | 6.83 | 7.12 | 5.80 | 0.14 | 35,360 | 6.87 | 0.01 (1) | 12Y 10M |
| Tata Liquid Dir | 4 star | 6.82 | 7.09 | 5.77 | 0.20 | 21,302 | 6.88 | 0.01 (1) | 12Y 10M |
| DSP Liquidity Dir | 4 star | 6.79 | 7.08 | 5.78 | 0.10 | 19,055 | 6.84 | 0.01 (1) | 12Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 136 | 74 |
| Macaulay Duration (yrs) | 0.19 | 0.12 |
| Average Maturity (yrs) | 0.19 | 0.12 |
| Yield to Maturity (%) | 6.08 | 5.86 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Nippon India Liquid Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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