November 3, 2025
RA Jainee
Nippon India Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 17.9021
Quarterly NAV IDCW: Rs 15.1945
Monthly NAV IDCW: Rs 15.2093
NAV IDCW: Rs 15.4318
NAV Bonus: Rs 17.9021
Suitable For Which Investors?
Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Fund’s Investment Strategy:
The scheme seeks to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments.
Fund Manager:
1) 1) Ashutosh Bhargava
Education: Mr. Bhargava is B.Com & MBA (Finance)
Experience: Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
2) Sushil Budhia
Education: Mr. Budhia has done CA
Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 60 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 15 days |
Basic Details of Nippon India Equity Savings Fund
| Fund House | Nippon India Mutual Fund |
| Launch Date | 30-May-15 |
| Return Since Launch | 5.74% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 831 Cr |
| (As on 30-Sep-2025) | |
| Expense | 0.74% |
| (As on 31-Oct-2025) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 582.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Nippon India Equity Savings Dir | 5.94 | -0.19 | 1.25 | 1.76 | 3.65 | 5.91 | 9.73 | 10.67 | 4.96 | 5.73 |
| VR Equity Savings TRI | 7.57 | -0.31 | 2.85 | 2.89 | 5.26 | 6.94 | 11.13 | 11.98 | 10.55 | 9.68 |
| Hybrid: Equity Savings | 6.34 | -0.18 | 1.58 | 2.36 | 5.03 | 7.34 | 10.99 | 11.63 | 10.03 | 9.19 |
| Rank within category | 14 | 16 | 17 | 18 | 19 | 18 | 16 | 16 | 18 | 11 |
| Number of funds in category | 22 | 25 | 25 | 24 | 23 | 22 | 22 | 22 | 18 | 11 |
Peer Comparison of Nippon India Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Nippon India Equity Savings Dir | 2 star | 5.91 | 9.73 | 10.67 | 0.74 | 831 | 5.74 | 1.00 (15) | 10Y 5M | 582.00 |
| ICICI Pru Equity Savings Dir | 5 star | 7.67 | 9.32 | 10.39 | 0.50 | 16,487 | 8.64 | 0.25 (7) | 10Y 10M | 36.00 |
| Kotak Equity Savings Dir | 4 star | 9.01 | 12.87 | 12.85 | 0.67 | 8,782 | 10.34 | 1.00 (90) | 11Y | 448.17 |
| DSP Equity Savings Dir | 4 star | 5.90 | 10.85 | 11.83 | 0.55 | 3,773 | 9.91 | — | 9Y 7M | 7.00 |
| Edelweiss Equity Savings Dir | 5 star | 10.08 | 12.48 | 12.28 | 0.61 | 947 | 10.00 | 0.25 (30) | 11Y | 83.00 |
Portfolio Analysis of Nippon India Equity Savings Fund
| Number of Stocks | 41 |
| Number of Bonds | 24 |
| Average Maturity (yrs) | 3.33 |
| Top 10 Holdings | 47.19% |
| Portfolio P/B Ratio | 3.14 |
| Portfolio P/E Ratio | 20.38 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 4,68,053 | 3,02,789 |
| Giant (%) | 89.33 | 69.40 |
| Large (%) | 9.68 | 17.52 |
| Mid (%) | 0.99 | 10.31 |
| Small (%) | — | 3.86 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 93 | 125 |
| Macaulay Duration (yrs) | 2.77 | 2.67 |
| Average Maturity (yrs) | 3.33 | 3.47 |
| Yield to Maturity (%) | 6.52 | 6.42 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Nippon India Equity Savings Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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