October 31, 2025
RA Jainee
Nippon India Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 206.1254
NAV IDCW: Rs 47.1239
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to capitalize on the potential upside in equity markets while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.
Fund Manager:
1) Ashutosh Bhargava
Education: Mr. Bhargava is B.Com & MBA (Finance)
Experience: Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
2) Sushil Budhia
Education: Mr. Budhia has done CA
Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 60 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of Nippon India Balanced Advantage Fund
| Fund House | Nippon India Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 12.49% |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 9,480 Cr |
| (As on 30-Sep-2025) | |
| Expense | 0.58% |
| (As on 30-Sep-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 228.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Nippon India Balanced Advantage Dir | 8.30 | 0.00 | 2.75 | 3.88 | 6.09 | 8.40 | 14.13 | 15.44 | 13.15 | 11.80 |
| VR Dynamic Asset TRI | 7.11 | 0.53 | 3.72 | 3.12 | 7.81 | 6.91 | 13.79 | 15.14 | 13.29 | 11.50 |
| Hybrid: Dynamic Asset Allocation | 6.25 | -0.06 | 3.11 | 3.08 | 6.07 | 6.61 | 13.85 | 14.36 | 12.48 | 10.81 |
| Rank within category | 9 | 11 | 30 | 8 | 19 | 9 | 15 | 7 | 5 | — |
| Number of funds in category | 37 | 40 | 40 | 38 | 38 | 37 | 29 | 22 | 17 | 10 |
Peer Comparison of Nippon India Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turn over (%) | |
| Nippon India Balanced Advantage Dir | 4 star | 8.40 | 14.13 | 15.44 | 0.58 | 9,480 | 12.49 | 1.00 (365) | 12Y 9M | 228.00 |
| HDFC Balanced Advantage Dir | 5 star | 7.03 | 19.60 | 25.06 | 0.74 | 1,03,041 | 15.65 | 1.00 (365) | 12Y 9M | 20.72 |
| ICICI Pru Balanced Advantage Dir | 4 star | 11.01 | 14.23 | 15.48 | 0.86 | 66,751 | 13.24 | 1.00 (365) | 12Y 9M | 27.00 |
| SBI Balanced Advantage Dir | 5 star | 8.49 | 15.19 | — | 0.74 | 37,457 | 12.76 | 1.00 (365) | 4Y 1M | 20.00 |
| Kotak Balanced Advantage Dir | 4 star | 7.57 | 13.6 | 13.4 | 0.56 | 17,475 | 12.07 | 1.00 (180) | 7Y 2M | 215.61 |
Portfolio Analysis of Nippon India Balanced Advantage Fund
| No. of Stocks | 75 |
| Top 10 Holdings | 26.75% |
| Top 5 Stocks | 16.50% |
| Top 3 Sectors | 35.89% |
| Portfolio P/B Ratio | 3.89 |
| Portfolio P/E Ratio | 25.75 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,48,454 | 2,47,055 |
| Giant (%) | 62.39 | 63.23 |
| Large (%) | 24.61 | 18.98 |
| Mid (%) | 12.14 | 13.88 |
| Small (%) | 0.86 | 4.21 |
| Tiny (%) | — | 0.26 |
| Fund | Category | |
| Number of Securities | 197 | 120 |
| Macaulay Duration (yrs) | 4.00 | 3.48 |
| Average Maturity (yrs) | 6.02 | 5.95 |
| Yield to Maturity (%) | 7.50 | 6.69 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Nippon India Balanced Advantage Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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