January 28, 2025
mayank
Navi Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Sahifund.com
NAV Growth: Rs 27.8799
Weekly NAV IDCW Weekly: Rs 10.0170
Monthly NAV IDCW: Rs 10.0718
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The Scheme seeks to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and debt securities.
Fund Manager:
1) Tanmay Sethi
Education: Mr. Sethi has done B.Com and CA
Experience: Prior to joining Navi Mutual Fund, he has worked with HDFC Mutual Fund
Investment Details
| Min. Investment (Rs) | 10 |
| Min. Addl Investment (Rs) | 10 |
| Min. SIP Investment (Rs) | 10 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Navi Liquid Fund
| Fund House | Navi Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.82% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 73 Cr |
| (As on 31-Dec-2024) | |
| Expense | 0.15% |
| (As on 31-Dec-2024) | |
| Risk Grade | — |
| Return Grade | Low |
Navi Liquid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Navi Liquid Dir | 0.50 | 0.02 | 0.59 | 1.72 | 3.48 | 6.99 | 6.39 | 5.24 | 5.70 | 6.29 |
| CCIL T Bill Liquidity Weight | 0.40 | 0.05 | 0.39 | 1.11 | 2.32 | 4.75 | 3.99 | 3.40 | 3.62 | 3.93 |
| Debt: Liquid | 0.51 | 0.02 | 0.62 | 1.75 | 3.55 | 7.34 | 6.51 | 5.37 | 5.83 | 6.33 |
| Rank within category | 33 | 31 | 35 | 33 | 33 | 36 | 30 | 28 | 27 | 25 |
| Number of funds in category | 38 | 38 | 38 | 37 | 37 | 37 | 35 | 34 | 30 | 29 |
Navi Liquid Fund Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Navi Liquid Dir | 1 star | 6.99 | 6.39 | 5.24 | 0.15 | 73 | 6.82 | 0.01 (1) | 12Y |
| ABSL Liquid Dir | 5 star | 7.47 | 6.62 | 5.49 | 0.21 | 39,883 | 6.93 | 0.01 (1) | 12Y |
| Axis Liquid Dir | 4 star | 7.46 | 6.60 | 5.46 | 0.09 | 30,917 | 6.88 | 0.01 (1) | 12Y |
| Nippon India Liquid Dir | 4 star | 7.44 | 6.58 | 5.46 | 0.20 | 26,986 | 6.90 | 0.01 (1) | 12Y |
| DSP Liquidity Dir | 4 star | 7.47 | 6.57 | 5.43 | 0.10 | 17,017 | 6.85 | 0.01 (1) | 12Y |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 14 | 64 |
| Macaulay Duration (yrs) | 0.06 | 0.12 |
| Average Maturity (yrs) | 0.06 | 0.11 |
| Yield to Maturity (%) | 7.12 | 6.97 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Navi Liquid Fund
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