July 20, 2024
mayank
Navi Conservative Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 30.9925
Quarterly NAV IDCW: Rs 18.8206
Monthly NAV IDCW: Rs 13.0973
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
To generate regular income through a portfolio of predominantly high quality fixed income securities and with a marginal exposure to equity and equity related instruments.
Fund Manager:
1) 1) Tanmay Sethi
Education: Mr. Sethi has done B.Com and CA
Experience: Prior to joining Navi Mutual Fund, he has worked with HDFC Mutual Fund
2) Aditya Mulki
Education: Mr. Mulki is a CFA and B.COM
Experience: Prior to joining Navi Mutual Fund, he has worked for close to 6 years at Quantum Advisor Ltd as an Equity Research Analyst.
3) Ashutosh Shirwaikar
Education: Mr. Shirwaikar has done MMS and CFA
Experience: Prior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank
Investment Details
| Min. Investment (Rs) | 10 |
| Min. Addl Investment (Rs) | 10 |
| Min. SIP Investment (Rs) | 10 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Navi Conservative Hybrid Fund
| Fund House | Navi Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.60% |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 35 Cr |
| (As on 30-Jun-2024) | |
| Expense | 0.33% |
| (As on 31-May-2024) | |
| Risk Grade | Below Average |
| Return Grade | Below Average |
| Turnover | 18.00% |
Trailing Returns (%) of Navi Conservative Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Navi Conservative Hybrid Dir | 6.97 | -0.11 | 1.74 | 3.47 | 5.46 | 11.49 | 8.14 | 7.95 | 7.25 | 8.34 |
| VR MIP TRI | 8.87 | -0.48 | 2.30 | 6.47 | 8.82 | 15.09 | 10.56 | 10.07 | 9.37 | 9.33 |
| Hybrid: Conservative Hybrid | 8.08 | -0.29 | 1.32 | 5.09 | 7.53 | 14.20 | 9.84 | 9.82 | 8.36 | 9.36 |
| Rank within category | 25 | 3 | 5 | 29 | 30 | 26 | 26 | 22 | 21 | 20 |
| Number of funds in category | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 27 | 25 | 23 |
Peer Comparison of Navi Conservative Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Navi Conservative Hybrid Dir | 3 star | 11.49 | 8.14 | 7.95 | 0.33 | 35 | 8.60 | — | 11Y 6M | 18.00 |
| SBI Conservative Hybrid Dir | 5 star | 14.99 | 11.29 | 12.12 | 0.61 | 9,996 | 10.36 | 1.00 (365) | 11Y 6M | — |
| ICICI Pru Regular Savings Dir | 4 star | 14.69 | 10.87 | 10.90 | 0.91 | 3,335 | 10.94 | 1.00 (365) | 11Y 6M | 25.00 |
| HDFC Hybrid Debt Dir | 4 star | 16.32 | 11.32 | 11.37 | 1.24 | 3,232 | 10.33 | 1.00 (365) | 11Y 6M | — |
| Kotak Debt Hybrid Dir | 5 star | 17.39 | 12.16 | 13.17 | 0.49 | 2,548 | 11.32 | 1.00 (180) | 11Y 6M | 24.23 |
Portfolio Analysis of Navi Conservative Hybrid Fund
| Number of Stocks | 11 |
| Number of Bonds | 8 |
| Average Maturity (yrs) | 0.48 |
| Top 10 Holdings | 64.11% |
| Portfolio P/B Ratio | 4.16 |
| Portfolio P/E Ratio | 27.57 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 5,94,673 | 2,46,029 |
| Giant (%) | 89.37 | 60.66 |
| Large (%) | 9.32 | 15.79 |
| Mid (%) | 1.31 | 17.79 |
| Small (%) | — | 11.44 |
| Tiny (%) | — | 0.16 |
| Fund | Category | |
| Number of Securities | 21 | 57 |
| Macaulay Duration (yrs) | 0.47 | 4.90 |
| Average Maturity (yrs) | 0.48 | 8.79 |
| Yield to Maturity (%) | 7.22 | 7.47 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Navi Conservative Hybrid Fund
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