August 17, 2025
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Multi Asset Allocation Fund Comparison-August 2025
Introduction
Multi Asset Allocation funds invest across equity, debt, and commodities (gold/silver) to provide diversification and reduce volatility. With Edelweiss launching its Multi Asset Omni FoF NFO (Aug 2025), investors naturally ask – how does it stack up against existing funds?
Here’s a peer comparison (as of July 31, 2025) covering HDFC, ICICI Prudential, and Nippon Multi Asset Funds.
Peer Comparison Snapshot (as of July 31, 2025)
| Fund | 1-Year Return | 3-Year CAGR | 5-Year CAGR | AUM (Rs. Cr) | Equity Allocation | Other Assets |
|---|---|---|---|---|---|---|
| HDFC Multi Asset Fund | 12.8% | 13.0% | 12.5% | 8,200 | ~65% Equity | Gold + Debt |
| ICICI Prudential Multi Asset Fund | 12.1% | 12.5% | 12.0% | 11,500 | ~70% Equity | Gold + Debt |
| Nippon India Multi Asset Fund | 11.5% | 12.0% | 11.3% | 2,900 | ~68% Equity | Gold + Debt |
| Edelweiss Multi Asset Omni FoF (NFO) | NA | NA | NA | NFO stage | 65% Equity | Gold + Silver + Debt |
Source: AMC Factsheets, July 2025
Observations
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HDFC Multi Asset Fund: Strong long-term consistency, higher AUM base, balanced exposure to equity and gold.
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ICICI Prudential Multi Asset Fund: Aggressive stance with slightly higher equity allocation, suitable for growth-oriented investors.
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Nippon India Multi Asset Fund: Comparatively smaller AUM, moderate returns, but offers decent diversification.
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Edelweiss Multi Asset Omni FoF (NFO): Unique addition of silver exposure alongside gold, which sets it apart. However, since it’s an NFO, performance track record will take time to build.
Sahifund Guidance (August 2025)
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Investors looking for proven track record should stick to HDFC and ICICI Multi Asset Funds.
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Those willing to try innovation with commodities diversification (Gold + Silver) can consider Edelweiss NFO for long-term allocation.
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AUM and consistency are critical in multi-asset funds, so watch Edelweiss’ AUM build-up over the next 2–3 years.
HDFC and ICICI Prudential Multi Asset Funds remain strong performers with over 12%+ CAGR in 3–5 years.
It adds silver allocation to the traditional mix of equity, debt, and gold – giving investors an extra commodity exposure.
No, it carries a Very High risk rating due to 65% equity exposure. Commodities (gold + silver) can reduce volatility but also add fluctuations.
Not immediately. Consider Edelweiss NFO for incremental diversification, but do not exit existing proven performers.
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
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