September 17, 2022
mayank
Motilal Oswal Ultra Short Term Fund
NAV Growth : Rs 14.6413
NAV IDCW Weekly : Rs 10.3451
NAV IDCW Quarterly : Rs 10.4900
NAV IDCW Monthly : Rs 10.3400
NAV IDCW Fortnightly : Rs 10.3585
Suitable For Which Investors ?
“Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.
They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for the next six months up to 1-1.5 years. Investors who want to avoid the complexity of wading through the very finely classified categories of debt funds can simply give these funds a miss and stick to liquid funds for this investing need. But those, who want slightly better returns and can withstand a little more volatility, can consider ultra-short duration funds.
The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. Remember, they are geared to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit, but are not suitable to build wealth in the long run.”
Motilal Oswal Ultra Short Term Fund’s Investment Strategy :
The Scheme seeks to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.
Motilal Oswal Ultra Short Term Fund Manager :
1) Abhiroop Mukherjee
Education : Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.
Experience : Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.
Investment Details
| Min. Investment (Rs) : | 500 |
| Min. Addl Investment (Rs) : | 500 |
| Min. SIP Investment (Rs) : | 500 |
| Min. Withdrawal (Rs) : | 500 |
| Min. No of Cheques : | 12 |
| Min. Balance (Rs) : | — |
| Lock-in Period : | NA |
| Exit Load : | 0 |
Basic Details
| Fund House : | Motilal Oswal Mutual Fund |
| Launch Date : | 06-Sep-13 |
| Return Since Launch : | 4.31% |
| Benchmark : | CRISIL Ultra Short Duration Fund BI Index |
| Riskometer : | Low |
| Type : | Open-ended |
| Assets : | Rs 72 Cr |
| (As on 31-Aug-2022) | |
| Expense Ratio : | 0.58% |
| (As on 31-Jul-2022) | |
| Risk Grade : | Above Average |
| Return Grade : | Low |
Motilal Oswal Ultra Short Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Motilal Oswal Ultra ST Dir | 2.51 | 0.01 | 0.44 | 1.15 | 1.86 | 3.36 | 3.87 | 1.89 | 3.22 | — |
| CCIL T Bill Liquidity Weight | 1.51 | 0.03 | 0.23 | 0.76 | 1.1 | 2.07 | 2.58 | 3.24 | 3.6 | — |
| Debt: Ultra Short Duration | 2.98 | 0 | 0.5 | 1.36 | 2.16 | 4.13 | 5.59 | 5.59 | 6.28 | — |
| Rank within category | 26 | 1 | 26 | 26 | 26 | 26 | 21 | 13 | 13 | — |
| Number of funds in category | 26 | 26 | 26 | 26 | 26 | 26 | 21 | 13 | 13 | 0 |
Peer Comparison
| Fund name | Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age |
| Motilal Oswal Ultra ST Dir | 1 star | 3.36 | 3.87 | 1.89 | 0.58 | 72 | 4.31 | — | 9yrs 0mo |
| ICICI Pru Ultra ST Dir | 5 star | 4.36 | 5.80 | 6.71 | 0.39 | 14,808 | 8.16 | — | 9yrs 8mo |
| ABSL Svngs Dir | 4 star | 4.16 | 5.46 | 6.44 | 0.34 | 14,508 | 7.79 | — | 9yrs 8mo |
| Kotak Svngs Dir | 4 star | 4.10 | 5.02 | 6.14 | 0.36 | 13,862 | 7.45 | — | 9yrs 8mo |
| HDFC Ultra ST Dir | 4 star | 3.98 | 5.14 | — | 0.34 | 13,462 | 6.09 | — | 3yrs 11mo |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 3 | 43 |
| Modified Duration (yrs) | 0.26 | 0.34 |
| Average Maturity (yrs) | 0.28 | 0.38 |
| Yield to Maturity (%) | 5.63 | 6.08 |
| Avg Credit Rating | GOI/Cash | — |
Motilal Oswal Ultra Short Term Fund by Chanakya :
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