September 16, 2022
mayank
Motilal Oswal Liquid Fund
NAV Growth : Rs 11.6139
NAV IDCW Weekly : Rs 10.0124
NAV IDCW Quarterly : Rs 10.1118
NAV IDCW Monthly : Rs 10.0565
NAV IDCW Fortnightly : Rs 10.0109
Suitable For Which Investors ?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy :
The Scheme seeks to generate optimal returns with high liquidity to the investors through a portfolio of money market securities.
Fund Manager :
1) Abhiroop Mukherjee
Education : Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.
Experience : Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.
Investment Details
| Min. Investment (Rs) : | 500 |
| Min. Addl Investment (Rs) : | 500 |
| Min. SIP Investment (Rs) : | 500 |
| Min. Withdrawal (Rs) : | 500 |
| Min. No of Cheques : | 12 |
| Min. Balance (Rs) : | — |
| Exit Load : | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details
| Fund House : | Motilal Oswal Mutual Fund |
| Launch Date : | 20-Dec-18 |
| Return Since Launch : | 4.08% |
| Benchmark : | CRISIL Liquid Fund AI Index |
| Riskometer : | Low to Moderate |
| Type : | Open-ended |
| Assets : | Rs 535 Cr |
| (As on 31-Aug-2022) | |
| Expense Ratio : | 0.21% |
| (As on 31-Jul-2022) | |
| Risk Grade : | — |
| Return Grade : | Low |
Motilal Oswal Liquid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Motilal Oswal Liquid Dir | 2.82 | 0.01 | 0.46 | 1.19 | 2.12 | 3.76 | 3.62 | — | — | — |
| CCIL T Bill Liquidity Weight | 1.48 | 0 | 0.2 | 0.75 | 1.07 | 2.05 | 2.56 | — | — | — |
| Debt: Liquid | 3 | 0.01 | 0.46 | 1.28 | 2.26 | 4.02 | 4.04 | — | — | — |
| Rank within category | 36 | 37 | 12 | 37 | 36 | 36 | 36 | — | — | — |
| Number of funds in category | 37 | 37 | 37 | 37 | 37 | 37 | 36 | 32 | 31 | 1 |
Peer Comparison
| Fund name | Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age |
| Motilal Oswal Liquid Dir | 1 star | 3.76 | 3.62 | — | 0.21 | 535 | 4.08 | 0.01 (1) | 3yrs 9mo |
| ABSL Liquid Dir | 4 star | 4.07 | 4.15 | 5.40 | 0.21 | 42,493 | 6.86 | 0.01 (1) | 9yrs 8mo |
| Baroda BNP Paribas Liquid Dir | 5 star | 4.11 | 4.14 | 5.38 | 0.19 | 6,432 | 6.85 | 0.01 (1) | 9yrs 8mo |
| LIC MF Liquid Dir | 4 star | 4.01 | 4.15 | 5.37 | 0.17 | 5,673 | 6.79 | 0.01 (1) | 9yrs 8mo |
| Mirae Asset Cash Management Dir | 4 star | 4.06 | 4.12 | 5.35 | 0.17 | 5,128 | 6.61 | 0.01 (1) | 9yrs 8mo |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 4 | 52 |
| Modified Duration (yrs) | 0.18 | 0.09 |
| Average Maturity (yrs) | 0.19 | 0.09 |
| Yield to Maturity (%) | 5.55 | 5.65 |
| Avg Credit Rating | AAA | — |
Motilal Oswal Liquid Fund by Chanakya :
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