September 16, 2022
mayank
Motilal Oswal Balance Advantage Fund
NAV Growth : Rs 17.1141
NAV IDCW Yearly : Rs 14.0016
NAV IDCW Quarterly : Rs 12.1433
Suitable For Which Investors ?
“When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy :
The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives as well as debt instruments.
Fund Manager :
1) Abhiroop Mukherjee
Education : Mr. Abhiroop Mukherjee holds B.Com from Calcutta University & PGPBF (Finance) from National Institute of Bank Management.
Experience : Prior to joining Motilal Oswal AMC, he has worked with PNB Gilts Ltd. Mumbai.
2) Santosh Singh
Investment Details
| Min. Investment (Rs) : | 500 |
| Min. Addl Investment (Rs) : | 500 |
| Min. SIP Investment (Rs) : | 500 |
| Min. Withdrawal (Rs) : | 500 |
| Min. No of Cheques : | 12 |
| Min. Balance (Rs) : | — |
| Lock-in Period : | NA |
| Exit Load : | 1% for redemption within 365 days |
Basic Details
| Fund House : | Motilal Oswal Mutual Fund |
| Launch Date : | 27-Sep-16 |
| Return Since Launch : | 9.42% |
| Benchmark : | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer : | Very High |
| Type : | Open-ended |
| Assets : | Rs 832 Cr |
| (As on 31-Aug-2022) | |
| Expense Ratio : | 1.11% |
| (As on 31-Jul-2022) | |
| Risk Grade : | Above Average |
| Return Grade : | Below Average |
| Turnover : | 350.00% |
Motilal Oswal Dynamic Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Motilal Oswal Dynamic Dir | 4.27 | 0.18 | 4.24 | 14.08 | 9.49 | 3.65 | 10.52 | 7.43 | — | — |
| VR Balanced TRI | 3.95 | -0.63 | 1.11 | 12.89 | 7.51 | 3.38 | 16.52 | 12.33 | — | — |
| Hybrid: Dynamic Asset Allocation | 4.72 | -0.19 | 2 | 9.86 | 7.26 | 5.67 | 13.87 | 9.2 | — | — |
| Rank within category | 17 | 2 | 1 | 2 | 3 | 17 | 22 | 11 | — | — |
| Number of funds in category | 28 | 31 | 30 | 29 | 29 | 26 | 22 | 14 | 11 | 0 |
Motilal Oswal Dynamic Fund Peer Comparison
| Fund name | Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) |
| Motilal Oswal Dynamic Dir | 2 star | 3.65 | 10.52 | 7.43 | 1.11 | 832 | 9.42 | 1.00 (365) | 5yrs 11mo | 350.00 |
| ICICI Pru Balanced Advtg Dir | 4 star | 8.89 | 14.35 | 10.93 | 0.93 | 42,930 | 13.04 | 1.00 (365) | 9yrs 8mo | 24.00 |
| ICICI Pru Asset Allocator (FOF) Dir | 4 star | 6.94 | 14.77 | 11.81 | 0.07 | 17,342 | 12.03 | 1.00 (365) | 9yrs 8mo | 6.00 |
| Kotak Balanced Advtg Dir | 4 star | 5.1 | 13.52 | — | 0.49 | 14,587 | 11.55 | 1.00 (365) | 4yrs 1mo | 27.35 |
| Edelweiss Balanced Advtg Dir | 5 star | 3.38 | 17.99 | 12.48 | 0.47 | 8,733 | 12.7 | 1.00 (365) | 9yrs 8mo | 91.00 |
Portfolio Analysis
| No. of Stocks : | 30 |
| Top 10 Holdings % : : | 42.38 |
| Top 5 Stocks % : | 24.34 |
| Top 3 Sectors % : | 43.9 |
| Portfolio P/B Ratio : | 2.86 |
| Portfolio P/E Ratio : | 26.31 |
| Avg Credit Rating : | AAA |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 40,871 | 1,86,784 |
| Giant (%) | 24.65 | 55.50 |
| Large (%) | 19.68 | 23.55 |
| Mid (%) | 25.50 | 16.43 |
| Small (%) | 30.17 | 5.02 |
| Tiny (%) | — | 0.03 |
Motilal Oswal Dynamic Fund by Chanakya :
Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.
Apply Online :
Stock Research Reports :
https://www.analysislibrary.com/
NFO Guidance :
https://sahifund.com/category/nfos/
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https://www.youtube.com/c/ChanakyaNiPothi
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