June 20, 2025
mayank
LIC MF Low Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 42.8617
Weekly NAV IDCW: Rs 14.9305
Monthly NAV IDCW: Rs 22.3850
Suitable For Which Investors?
“Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here’s why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there’s a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don’t need for up to a year in a Liquid fund.”
Fund’s Investment Strategy:
The scheme aims to generate income by investing in a portfolio of quality short term debt securities.
Fund Manager:
1) Rahul Singh
Education: Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Experience: Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 – April 2006).
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 200 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 30 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of LIC MF Low Duration Fund
| Fund House | LIC Mutual Fund |
| Launch Date | 02-Jan-13 |
| Return Since Launch | 7.26% |
| Benchmark | CRISIL Low Duration Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 2,100 Cr |
| (As on 31-May-2025) | |
| Expense | 0.26% |
| (As on 31-May-2025) | |
| Risk Grade | Low |
| Return Grade | Average |
Trailing Returns (%) of LIC MF Low Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| LIC MF Low Duration Dir | 4.14 | 0.00 | 0.64 | 2.56 | 4.40 | 8.39 | 7.42 | 6.38 | 6.27 | 6.82 |
| CCIL T Bill Liquidity Weight | 2.68 | 0.02 | 0.55 | 1.62 | 2.76 | 5.29 | 4.54 | 3.53 | 3.74 | 3.94 |
| Debt: Low Duration | 4.28 | 0.01 | 0.66 | 2.71 | 4.52 | 8.55 | 7.62 | 6.69 | 6.73 | 7.07 |
| Rank within category | 18 | 23 | 18 | 21 | 16 | 15 | 16 | 10 | 16 | 14 |
| Number of funds in category | 20 | 23 | 23 | 21 | 20 | 20 | 20 | 20 | 20 | 19 |
Peer Comparison of LIC MF Low Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| LIC MF Low Duration Dir | 5 star | 8.39 | 7.42 | 6.38 | 0.26 | 2,100 | 7.26 | — | 12Y 5M |
| SBI Magnum Low Duration Dir | 4 star | 8.44 | 7.58 | 6.17 | 0.43 | 14,729 | 7.50 | — | 12Y 5M |
| ABSL Low Duration Dir | 5 star | 8.49 | 7.77 | 6.65 | 0.43 | 13,528 | 8.03 | — | 12Y 5M |
| Axis Treasury Advantage Dir | 4 star | 8.59 | 7.67 | 6.37 | 0.35 | 6,600 | 7.76 | — | 12Y 5M |
| Mahindra Manulife Low Duration Dir | 4 star | 8.54 | 7.66 | 6.29 | 0.30 | 624 | 6.95 | — | 8Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 52 | 80 |
| Macaulay Duration (yrs) | 0.94 | 0.93 |
| Average Maturity (yrs) | 1.01 | 1.26 |
| Yield to Maturity (%) | 6.60 | 6.85 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For LIC MF Low Duration Fund
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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