June 20, 2025
mayank
LIC MF Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth : Rs 4,779.0385
Weekly NAV IDCW: Rs 1,036.2175
Monthly NAV IDCW : Rs 1,160.0981
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The fund seeks to generate reasonable return with low risk and high liquidity from a portfolio of debt and money market instruments.
Fund Manager:
1) Rahul Singh
Education: Mr. Singh is a B.Sc Economic Hons.and holds a PGDM from IIM-A.
Experience: Prior to joining LIC Nomura Mutual Fund , he has worked with BOI AXA Investment Managers(August 2009-August 2015) , ING Investment Management (May 2008- August 2009) Standard Chartered Bank (intern)( April 2007- May 2007) and Ashika Capital ( Jan 2004 – April 2006).
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 200 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 30 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of LIC MF Liquid Fund
| Fund House | LIC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.88% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 11,165 Cr |
| (As on 31-May-2025) | |
| Expense | 0.16% |
| (As on 31-May-2025) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%) of LIC MF Liquid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| LIC MF Liquid Dir | 3.34 | 0.02 | 0.56 | 1.82 | 3.58 | 7.26 | 7.00 | 5.58 | 5.90 | 6.34 |
| CCIL T Bill Liquidity Weight | 2.68 | 0.02 | 0.55 | 1.62 | 2.76 | 5.29 | 4.54 | 3.53 | 3.74 | 3.94 |
| Debt: Liquid | 3.31 | 0.02 | 0.56 | 1.80 | 3.55 | 7.21 | 6.97 | 5.54 | 5.82 | 6.27 |
| Rank within category | 23 | 9 | 23 | 23 | 24 | 26 | 22 | 14 | 11 | 8 |
| Number of funds in category | 38 | 39 | 38 | 38 | 38 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of LIC MF Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| LIC MF Liquid Dir | 3 star | 7.26 | 7.00 | 5.58 | 0.16 | 11,165 | 6.88 | 0.01 (1) | 12Y 5M |
| ABSL Liquid Dir | 5 star | 7.34 | 7.09 | 5.63 | 0.21 | 44,546 | 6.94 | 0.01 (1) | 12Y 5M |
| Axis Liquid Dir | 4 star | 7.35 | 7.07 | 5.61 | 0.12 | 36,089 | 6.90 | 0.01 (1) | 12Y 5M |
| DSP Liquidity Dir | 4 star | 7.34 | 7.03 | 5.58 | 0.10 | 17,752 | 6.87 | 0.01 (1) | 12Y 5M |
| Mirae Asset Liquid Dir | 4 star | 7.31 | 7.04 | 5.61 | 0.09 | 14,285 | 6.74 | 0.01 (1) | 12Y 5M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 69 | 66 |
| Macaulay Duration (yrs) | 0.14 | 0.10 |
| Average Maturity (yrs) | 0.14 | 0.10 |
| Yield to Maturity (%) | 6.25 | 6.25 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For LIC MF Liquid Fund
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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