August 21, 2022
mayank
LIC MF Equity Hybrid Fund Guidance
NAV Growth : Rs 150.8889
NAV IDCW : Rs 16.2582
Suitable For Which Investors ?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy :
The scheme seeks to provide regular returns and capital appreciation from a portfolio comprising of equity and debt instruments, and also in money market instruments.
Fund Manager :
— Karan Doshi
Education : Mr. Doshi is a Bachelor of Engineering, MMS (Finance)
Experience : Prior to joining LIC Mutual Fund, he has worked with Subhkam Ventures Pvt. Limited as Equity Analyst.
— Sanjay Pawar
Education : Mr. Pawar is a B.Com, MBA
Experience : Prior to joining LIC Mutual Fund, he has worked with Taurus Mutual Fund, Edelweiss Securities Ltd., CRISIL Limited, ICAP.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Withdrawal (Rs) | 500 |
| Min. Balance (Rs) | — |
| Lock-in Period | Not Applicable |
| Exit Load | For units in excess of 12% of the investment, 1% will be charged for redemption within 365 days |
Basic Details
| Fund House: | LIC Mutual Fund |
| Launch Date: | 02-Jan-13 |
| Return Since Launch: | 9.99% |
| Benchmark: | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer: | Very High |
| Type: | Open-ended |
| Assets: | Rs 433 Cr |
| (As on 31-Jul-2022) | |
| Expense Ratio: | 1.43% |
| (As on 31-Jul-2022) | |
| Risk Grade: | Average |
| Return Grade: | Below Average |
| Turnover: | 19.00% |
LIC MF Equity Hybrid Fund Guidance Trailing Returns (%)
| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
| LIC MF Equity Hybrid Direct-G | -0.98 | -1.06 | -0.2 | 5.99 | 10.18 | 1.17 | 2.81 | 12 | 9.69 | 7.99 | — |
| VR Balanced TRI | 3.22 | -0.96 | 0.4 | 7.98 | 11.71 | 3.42 | 7.98 | 16.38 | 12.65 | 11.56 | — |
| Hybrid: Aggressive Hybrid | 1.03 | -0.82 | 0.38 | 6.12 | 10.23 | 3.01 | 6.74 | 16.85 | 11.38 | 11.2 | — |
| Rank within category | 35 | 45 | 47 | 31 | 27 | 38 | 43 | 42 | 24 | 25 | — |
| Number of funds in category | 47 | 47 | 47 | 47 | 47 | 47 | 47 | 43 | 31 | 25 | 0 |
LIC MF Equity Hybrid Fund Guidance Peer Comparison
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
| LIC MF Equity Hybrid Fund | 2 star | Jan-13 | 2.81 | 12 | 9.69 | 1.43 | 433 |
| SBI Equity Hybrid Fund | 4 star | Jan-13 | 7.19 | 16.2 | 12.81 | 0.83 | 53,018 |
| ICICI Prudential Equity & Debt Fund | 5 star | Jan-13 | 18.51 | 22.25 | 14.87 | 1.24 | 19,614 |
| Canara Robeco Equity Hybrid Fund | 4 star | Jan-13 | 5.23 | 18.43 | 13.23 | 0.59 | 8,033 |
| Mirae Asset Hybrid Equity Fund | 4 star | Jul-15 | 5.75 | 17.12 | 13.14 | 0.41 | 6,886 |
Portfolio Analysis
| Number of Stocks | 47 |
| Top 10 Holdings (%) | 44.73 |
| Top 5 Holdings (%) | 29.6 |
| Top 3 Sectors (%) | 44.58 |
| Portfolio P/B Ratio | 3.98 |
| Portfolio P/E Ratio | 23.07 |
| Avg Credit Rating | AAA |
LIC MF Equity Hybrid Fund Guidance by Chanakya :
Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.
Apply Online :
Stock Research Reports :
https://www.analysislibrary.com/
NFO Guidance :
https://sahifund.com/category/nfos/
Chanakya’s Mutual Fund Guidance on Youtube
https://www.youtube.com/c/ChanakyaNiPothi
Join Chanakya’s Telegram Channel @
https://t.me/chanakyanipothi