October 31, 2025
RA Jainee
Kotak Rural Opportunities Fund Direct-Growth
Kotak Rural Opportunities Fund Direct-Growth snapshot
| NFO opens on | 06 November 2025 |
| NFO Closes on | 20 November 2025 |
| Min. Investment | Rs. 1000 |
| Plans | Growth, IDCW |
| Sahifund Verdict | “Good thematic play on India’s rural growth — suitable only for high-risk, long-term investors.” |
⏱️ Last Update: 18 November 2025, 10.00 AM
Table of Contents:
1. NFO Open date, Close date
2. NFO Investment Strategy
3. Basic Details NFO
4. Benchmark Index NFO
5. Fund Manager | Performance Review of Fund Manager
6. Should You Invest in this NFO?
7. Invest Online
What is the Kotak Rural Opportunities Fund Direct-Growth Open Date, Close Date?
NFO opens on November 06, 2025
NFO will close on November 20, 2025
Investment Strategy for this NFO?
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme.
Basic Details
| Fund House | Kotak Mahindra Mutual Fund |
| Issue Open | 06 November 2025 |
| Issue Close | 20 November 2025 |
| Type | Open-ended |
| Category | Equity: Thematic |
| Min. Investment(₹) | 1,000 |
| Plans | Growth, IDCW |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 90 days |
| Riskometer | Very High |
| Benchmark | Nifty Rural TRI |
About Benchmark Index for this NFO?
NSE Indices has developed the Nifty Rural Index which aims to track the performance of stocks from the Nifty 500 Index which represent the rural theme. The largest 75 stocks from eligible basic industries are selected based on 6 month average free-float market capitalization. The weight of each stock in the index is based on its free-float market capitalization.
Nifty Rural Index can be used for a variety of purposes such as benchmarking fund portfolios, launching of index funds, ETFs and structured products.
Index Variant: Nifty Rural Total Returns Index.
Portfolio Characteristics
| Methodology | Periodic Capped Free Float |
| No. of Constituents | 75 |
| Launch Date | July 25, 2024 |
| Base Date | April 01, 2005 |
| Base Value | 1000 |
| Calculation Frequency | End of day |
| Index Rebalancing | Semi-Annual |
Fund Managers of Kotak Rural Opportunities Fund Direct-Growth
1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
2) Arjun Khanna
Education: Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Experience: Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
AMC
Kotak Mahindra Asset Management Company Ltd
Address: The Capital Building, Behind ICICI Bank,
G Block BKC, Bandra Kurla Complex Bandra (E), Mumbai – 400051
Website: https://www.kotakmf.com/
Registrar & Transfer Agent
Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai – 600002
Website: www.camsonline.com
Review for Kotak Rural Opportunities Fund Direct-Growth @ sahifund.com by Paresh Gordhandas, C.A. & Research Analyst
[ A ] Benchmark Performance of Nifty Rural TRI
Performance
| Index Returns (%)# | QTD | YTD | 1 Year | 5 Years | Since Inception |
| Price Return | 1.88 | 10.20 | -5.02 | 21.10 | 14.25 |
| Total Return | 2.27 | 11.38 | -3.88 | 22.48 | 15.77 |
| Statistics ## | 1 Year | 5 Years | Since Inception |
| Std. Deviation * | 13.88 | 14.69 | 20.88 |
| Beta (NIFTY 50) | 0.98 | 0.94 | 0.94 |
| Correlation (NIFTY 50) | 0.91 | 0.91 | 0.95 |
Fundamentals
| P/E | P/B | Dividend Yield |
| 25.28 | 4.01 | 1.31 |
Top constituents by weightage
| Company’s Name | Weight(%) |
| Bharti Airtel Ltd. | 9.69 |
| ITC Ltd. | 7.32 |
| State Bank of India | 6.85 |
| Mahindra & Mahindra Ltd. | 5.75 |
| Bajaj Finance Ltd. | 5.03 |
| Hindustan Unilever Ltd. | 4.22 |
| Maruti Suzuki India Ltd. | 3.98 |
| NTPC Ltd. | 3.05 |
| UltraTech Cement Ltd. | 2.75 |
| Tata Motors Ltd. | 2.69 |
Past Performance of Abhishek Bisen
| Fund | Kotak Equity Savings Fund | It’s Benchmark | Kotak Balanced Advantage Fund | It’s Benchmark |
| 1 Year | 7.82 | 6.94 | 6.17 | 6.06 |
| 3 Year | 11.81 | 11.46 | 12.25 | 13.76 |
| 5 Year | 11.74 | 12.06 | 12.07 | 15.33 |
| 7 Year | 10.45 | 10.72 | 11.72 | 13.08 |
| 10 Year | 9.46 | 9.71 | — | — |
As on 31-10-2025
Past Performance of Arjun Khanna
| Fund | Kotak International REIT Overseas Equity Omni FoF | It’s Benchmark | Kotak US Specific Equity Passive FoF | It’s Benchmark |
| 1 Year | 13.89 | 5.60 | 32.57 | 5.60 |
| 3 Year | 9.71 | 16.83 | 34.08 | 16.83 |
| 5 Year | — | — | — | — |
| 7 Year | — | — | — | — |
| 10 Year | — | — | — | — |
As on 31-10-2025
[B] Review of Fund Managers
Abhishek Bisen
-
Background: Mr. Bisen is a BA and MBA in Finance., Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Arjun Khanna
-
Background: Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics), Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.
🧾 SahiFund NFO Verdict — Kotak Rural Opportunities Fund (Direct-Growth)
The Kotak Rural Opportunities Fund is a thematic equity scheme that aims to capture the potential of India’s rural economy and allied sectors, by investing primarily in companies benefiting from rising rural income, infrastructure, and consumption. It tracks the Nifty Rural TRI, which includes diversified large and mid-cap leaders such as Bharti Airtel, ITC, SBI, Mahindra & Mahindra, and Hindustan Unilever.
While the theme holds strong long-term structural potential, performance may be cyclical and influenced by monsoons, rural demand trends, and government spending. Given its very high risk and narrow theme exposure, this NFO is best suited for aggressive investors with a horizon of 5 years or more, who wish to diversify beyond core equity holdings.
Investors seeking stable returns or lower volatility may prefer diversified Flexicap or Large & Midcap funds instead.
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Is it good to invest in Kotak Rural Opportunities Fund Direct-Growth NFO?
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