July 2, 2025
mayank
Kotak Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 5,328.0162
NAV IDCW Daily: Rs 1,222.8100
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Fund Manager:
1) Deepak Agrawal
Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience: He has been associated with Kotak AMC since 2002.
2) Sunil Pandey
Education: Masters in Financial Management
Experience: Prior to joining the debt dealership segment, Mr. Pandey was part of the Investor Relations Team of Kotak AMC till 2010 & post that he was part of the Investment Operations Team of the AMC,
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Kotak Liquid
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.84% |
| Benchmark | NIFTY Liquid Index A-I |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 36,088 Cr |
| (As on 31-May-2025) | |
| Expense | 0.20% |
| (As on 31-May-2025) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%) of Kotak Liquid
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Liquid Dir | 3.55 | 0.03 | 0.52 | 1.69 | 3.55 | 7.26 | 7.02 | 5.58 | 5.82 | 6.27 |
| CCIL T Bill Liquidity Weight | 2.74 | -0.01 | 0.38 | 1.42 | 2.74 | 5.14 | 4.54 | 3.53 | 3.73 | 3.94 |
| Debt: Liquid | 3.49 | 0.03 | 0.51 | 1.66 | 3.49 | 7.18 | 6.98 | 5.55 | 5.81 | 6.27 |
| Rank within category | 12 | 11 | 17 | 8 | 12 | 20 | 20 | 20 | 22 | 19 |
| Number of funds in category | 38 | 39 | 38 | 38 | 38 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of Kotak Liquid
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Kotak Liquid Dir | 3 star | 7.26 | 7.02 | 5.58 | 0.20 | 36,088 | 6.84 | 0.01 (1) | 12Y 6M |
| ABSL Liquid Dir | 5 star | 7.31 | 7.10 | 5.64 | 0.21 | 44,546 | 6.94 | 0.01 (1) | 12Y 6M |
| Axis Liquid Dir | 4 star | 7.32 | 7.08 | 5.62 | 0.12 | 36,089 | 6.90 | 0.01 (1) | 12Y 6M |
| DSP Liquidity Dir | 4 star | 7.30 | 7.04 | 5.59 | 0.10 | 17,752 | 6.87 | 0.01 (1) | 12Y 6M |
| Edelweiss Liquid Dir | 5 star | 7.30 | 7.09 | 5.65 | 0.09 | 7,716 | 6.85 | 0.01 (1) | 12Y 6M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 95 | 66 |
| Macaulay Duration (yrs) | 0.12 | 0.10 |
| Average Maturity (yrs) | 0.12 | 0.10 |
| Yield to Maturity (%) | 6.36 | 6.18 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Kotak Liquid Fund
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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