July 2, 2025
mayank
Kotak Gilt Investment details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 108.3413
NAV IDCW Quarterly: Rs 24.1606
Suitable For Which Investors?
“This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors’ money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios.”
Fund’s Investment Strategy:
The scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement.
Fund Manager:
1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Kotak Gilt Investment
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.32% |
| Benchmark | NIFTY All Duration G-Sec Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 3,868 Cr |
| (As on 31-May-2025) | |
| Expense | 0.47% |
| (As on 31-May-2025) | |
| Risk Grade | Above Average |
| Return Grade | Average |
Trailing Returns (%) of Kotak Gilt Investment
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Gilt Investment Dir | 2.93 | -0.14 | -2.52 | 0.38 | 3.27 | 7.21 | 8.59 | 6.44 | 8.49 | 8.43 |
| CCIL All Sovereign Bond – TRI | 4.28 | 0.00 | -1.72 | 1.55 | 4.60 | 8.66 | 9.45 | 6.30 | 8.66 | 8.27 |
| Debt: Gilt | 3.90 | -0.12 | -1.80 | 1.30 | 4.19 | 8.34 | 8.30 | 6.19 | 8.12 | 8.08 |
| Rank within category | 21 | 17 | 24 | 23 | 21 | 22 | 7 | 8 | 9 | 8 |
| Number of funds in category | 23 | 25 | 25 | 24 | 23 | 23 | 21 | 20 | 20 | 20 |
Peer Comparison of Kotak Gilt Investment
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Kotak Gilt Investment Dir | 2 star | 7.21 | 8.59 | 6.44 | 0.47 | 3,868 | 8.32 | — | 12Y 5M |
| SBI Magnum Gilt Dir | 4 star | 8.40 | 8.60 | 6.70 | 0.46 | 12,573 | 9.22 | — | 12Y 5M |
| ICICI Pru Gilt Dir | 5 star | 10.08 | 9.52 | 7.10 | 0.56 | 7,347 | 8.75 | — | 12Y 5M |
| Baroda BNP Paribas Gilt Dir | 5 star | 10.44 | 8.96 | 6.25 | 0.14 | 1,762 | 7.98 | — | 12Y 5M |
| Tata GSF Dir | 4 star | 9.79 | 8.79 | 6.22 | 0.27 | 1,159 | 8.19 | — | 12Y 5M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 53 | 15 |
| Macaulay Duration (yrs) | 12.05 | 8.83 |
| Average Maturity (yrs) | 27.82 | 19.15 |
| Yield to Maturity (%) | 6.85 | 6.56 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Kotak Gilt Investment
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://www.kotakmf.com/mutual-funds
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