Kotak Flexicap Fund

⚖️ Sahifund Review – Kotak Flexicap Fund

PLUS: Stability, track record, cost efficiency
Kotak Flexicap Fund is a long-standing flexi-cap scheme with a consistent performance record across market cycles, making it suitable for disciplined long-term investors. Its 3-year return of 18.52% is ahead of the benchmark and category average, indicating steady execution rather than opportunistic risk-taking. The fund benefits from flexi-cap freedom, allowing the manager to shift across market caps based on valuations and opportunities. Expense ratio at 0.60% is competitive for an actively managed flexi-cap fund, supporting long-term compounding. A relatively low portfolio turnover further reflects a patient, conviction-led approach.

MINUS: Large AUM, large-cap bias, momentum lag
With a very large AUM of Rs. 56,885 Cr, the fund’s agility is constrained, especially in mid and small-cap ideas. Portfolio shows a pronounced large/giant-cap tilt, which can cause the fund to lag peers during sharp mid-cap or momentum-driven rallies. Recent category rankings indicate average relative performance, and return grades remain middling versus top flexi-cap peers. Investors should not expect aggressive alpha generation from this strategy.

Sahifund View (Decisive Line):
Best suited as a core long-term SIP fund for conservative equity investors seeking stability and flexibility—avoid if your goal is short-term outperformance or high-alpha chasing.