June 30, 2025
mayank
Kotak Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 28.6500
NAV IDCW Monthly: Rs 20.5679
Suitable For Which Investors?
Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Fund’s Investment Strategy:
The scheme seeks to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.
Fund Manager:
1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
2) Devender Singhal
Education: Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Experience: Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 — January 2009) ,Religare (February 2006 — June 2007), Karvy (July 2004 — January 2006), P N Vijay Financial Services Pvt Ltd(2001 — 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 — June 2000 ).
3) Hiten Shah
Education: Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience: Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 8% of the investment, 1% will be charged for redemption within 90 days |
Basic Details of Kotak Equity Savings Fund
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 13-Oct-14 |
| Return Since Launch | 10.32% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 8,254 Cr |
| (As on 31-May-2025) | |
| Expense | 0.66% |
| (As on 31-May-2025) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | 450.57% |
Trailing Returns (%) of Kotak Equity Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Equity Savings Dir | 3.84 | 0.15 | 1.81 | 4.98 | 3.81 | 7.43 | 13.82 | 13.31 | 10.88 | 10.24 |
| VR Equity Savings TRI | 6.23 | 0.32 | 2.11 | 6.22 | 5.95 | 7.33 | 13.56 | 13.02 | 10.39 | 9.60 |
| Hybrid: Equity Savings | 4.20 | 0.16 | 1.41 | 4.54 | 4.15 | 8.08 | 12.43 | 12.45 | 9.66 | 9.09 |
| Rank within category | 17 | 12 | 4 | 8 | 17 | 16 | 5 | 8 | 3 | 2 |
| Number of funds in category | 22 | 23 | 23 | 23 | 22 | 22 | 22 | 22 | 16 | 9 |
Peer Comparison of Kotak Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Kotak Equity Savings Dir | 4 star | 7.43 | 13.82 | 13.31 | 0.66 | 8,254 | 10.32 | 1.00 (90) | 10Y 8M | 450.57 |
| ICICI Pru Equity Savings Dir | 5 star | 9.01 | 9.77 | 10.71 | 0.50 | 13,555 | 8.72 | 0.25 (7) | 10Y 6M | 57.00 |
| DSP Equity Savings Dir | 4 star | 9.73 | 12.45 | 13.20 | 0.38 | 2,995 | 10.15 | — | 9Y 3M | 13.00 |
| Sundaram Equity Savings Dir | 4 star | 10.08 | 15.17 | 14.18 | 0.63 | 1,049 | 9.59 | 0.50 (7) | 23Y 1M | 71.20 |
| UTI Equity Savings Dir | 4 star | 7.98 | 13.55 | 13.63 | 0.69 | 687 | 10.28 | 1.00 (30) | 6Y 10M | 497.00 |
Portfolio Analysis of Kotak Equity Savings Fund
| Number of Stocks | 96 |
| Number of Bonds | 47 |
| Average Maturity (yrs) | 2.69 |
| Top 10 Holdings | 35.47% |
| Portfolio P/B Ratio | 2.83 |
| Portfolio P/E Ratio | 17.12 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,00,266 | 3,07,767 |
| Giant (%) | 55.42 | 69.81 |
| Large (%) | 27.45 | 17.51 |
| Mid (%) | 15.17 | 9.56 |
| Small (%) | 1.95 | 3.78 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 216 | 121 |
| Macaulay Duration (yrs) | 2.32 | 2.94 |
| Average Maturity (yrs) | 2.69 | 4.26 |
| Yield to Maturity (%) | 6.47 | 6.39 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Kotak Equity Savings Fund
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