July 2, 2025
mayank
Kotak ELSS Tax Saver details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 137.7920
NAV IDCW: Rs 57.7200
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.
But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme aims to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as per the prevailing tax laws.
Fund Manager:
1) Harsha Upadhyaya
Education: Mr. Upadhyaya is a B.E (Mechanical) from NIT Suratkal, PGDM from IIM Lucknow and CFA from the CFA Institute, USA.
Experience: Prior to joining Kotak Mutual fund he has worked with DSP Mutual Fund and UTI AMC.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 10 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | 3 Years |
| Exit Load | 0 |
Basic Details of Kotak ELSS Tax Saver
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 16.51% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 6,266 Cr |
| (As on 31-May-2025) | |
| Expense | 0.63% |
| (As on 31-May-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | 31.73% |
Trailing Returns (%) of Kotak ELSS Tax Saver
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak ELSS Tax Saver Dir | 2.59 | 0.74 | 3.69 | 10.55 | 2.68 | 2.48 | 23.29 | 24.91 | 18.05 | 15.67 |
| BSE 500 TRI | 5.39 | 0.96 | 2.72 | 10.50 | 5.16 | 5.20 | 21.63 | 23.64 | 15.53 | 14.35 |
| Equity: ELSS | 3.84 | 0.57 | 3.75 | 10.23 | 3.57 | 5.95 | 23.45 | 24.63 | 16.52 | 14.88 |
| Rank within category | 28 | 8 | 21 | 16 | 27 | 35 | 16 | 14 | 9 | 7 |
| Number of funds in category | 39 | 40 | 40 | 40 | 39 | 39 | 33 | 33 | 30 | 26 |
Peer Comparison of Kotak ELSS Tax Saver
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Kotak ELSS Tax Saver Dir | 3 star | 2.48 | 23.29 | 24.91 | 0.63 | 6,266 | 16.51 | — | 12Y 5M | 31.73 |
| SBI Long Term Equity Dir | 5 star | 6.32 | 30.65 | 29.03 | 0.93 | 29,667 | 16.96 | — | 12Y 5M | 19.00 |
| DSP ELSS Tax Saver Dir | 4 star | 9.00 | 25.85 | 27.02 | 0.74 | 16,974 | 18.34 | — | 12Y 5M | 31.00 |
| HDFC ELSS Tax Saver Dir | 5 star | 9.61 | 27.68 | 27.86 | 1.05 | 16,454 | 15.83 | — | 12Y 5M | 23.53 |
| Quant ELSS Tax Saver Dir | 4 star | -5.45 | 23.51 | 34.13 | 0.52 | 11,329 | 20.84 | — | 12Y 5M | 162.00 |
Portfolio Analysis of Kotak ELSS Tax Saver
| No. of Stocks | 53 |
| Top 10 Stocks | 41.24% |
| Top 5 Stocks | 26.47% |
| Top 3 Sectors | 51.53% |
| Portfolio P/B Ratio | 3.46 |
| Portfolio P/E Ratio | 23.23 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,32,198 | 1,97,148 |
| Giant (%) | 60.19 | 53.09 |
| Large (%) | 23.53 | 18.93 |
| Mid (%) | 14.18 | 21.56 |
| Small (%) | 2.10 | 6.84 |
| Tiny (%) | — | 0.60 |
Chanakya’s Mutual Fund Guidance For Kotak ELSS Tax Saver
WILL Post Soon
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://www.kotakmf.com/mutual-funds
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks