August 4, 2022
mayank
Kotak Debt Hybrid Fund Guidance
NAV Growth : Rs 48.0782
Suitable For Which Investors ?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy :
The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.
Fund Manager :
— Abhishek Bisen
Education : Mr. Bisen is a BA and MBA in Finance.
Experience : Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
— Devender Singhal
Education : Mr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.
Experience : Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 — January 2009) ,Religare (February 2006 — June 2007), Karvy (July 2004 — January 2006), P N Vijay Financial Services Pvt Ltd(2001 — 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 — June 2000 ).
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | Not Applicable |
| Exit Load | For units in excess of 8% of the investment,1% will be charged for redemption within 180 days |
Basic Details
| Fund House: | Kotak Mahindra Mutual Fund |
| Launch Date: | 01-Jan-13 |
| Return Since Launch: | 10.65% |
| Benchmark: | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer: | Moderately High |
| Type: | Open-ended |
| Assets: | Rs 1,468 Cr |
| (As on 30-Jun-2022) | |
| Expense Ratio: | 0.45% |
| (As on 30-Jun-2022) | |
| Risk Grade: | Average |
| Return Grade: | High |
| Turnover: | — |
Kotak Debt Hybrid Fund Guidance Trailing Returns (%)
| YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
| Kotak Debt Hybrid Direct-G | 1.8 | -0.03 | 1.31 | 3.73 | 1.43 | 1.43 | 6.6 | 12.64 | 9.53 | 10.4 | — |
| VR MIP TRI | 0.94 | 0.1 | 2.11 | 4.7 | 1.46 | 0.97 | 5.22 | 8.8 | 7.93 | 8.16 | — |
| Hybrid: Conservative Hybrid | 1.62 | -0.03 | 1.12 | 3.01 | 1.21 | 1.5 | 5.41 | 8.56 | 6.87 | 7.9 | — |
| Rank within category | 12 | 17 | 8 | 5 | 13 | 12 | 11 | 2 | 2 | 2 | — |
| Number of funds in category | 35 | 36 | 36 | 36 | 36 | 35 | 35 | 31 | 29 | 28 | 0 |
Kotak Debt Hybrid Fund Guidance Peer Comparison
| Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
| Kotak Debt Hybrid Fund | 5 star | Jan-13 | 6.6 | 12.64 | 9.53 | 0.45 | 1,468 |
| SBI Conservative Hybrid Fund | 4 star | Jan-13 | 6.95 | 11.76 | 8.11 | 0.56 | 6,079 |
| ICICI Prudential Regular Savings Fund | 5 star | Jan-13 | 7.53 | 10.25 | 8.73 | 0.99 | 3,204 |
| Canara Robeco Conservative Hybrid Fund | 5 star | Jan-13 | 4.56 | 11.03 | 8.81 | 0.56 | 1,118 |
| Baroda BNP Paribas Conservative Hybrid Fund | 4 star | Jan-13 | 3.87 | 8.26 | 7.66 | 0.78 | 499 |
Portfolio Analysis
| Number of Stocks | 56 |
| Number of Bonds | 53 |
| Average Maturity (yrs) | 5.97 |
| Top 10 Holdings (%) | 62.25 |
| Portfolio P/B Ratio | 2.77 |
| Portfolio P/E Ratio | 22.14 |
Kotak Debt Hybrid Fund Guidance by Chanakya :
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