July 2, 2025
mayank
Kotak Debt Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 67.5535
NAV IDCW Monthly: Rs 14.1994
Suitable For Which Investors?
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Fund’s Investment Strategy:
The Scheme seeks to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities.
Fund Manager:
1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
2) Shibani Sircar Kurian
Education: Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics
Experience: Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 10 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 8% of the investment, 1% will be charged for redemption within 180 days |
Basic Details of Kotak Debt Hybrid Fund
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 11.06% |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 3,129 Cr |
| (As on 31-May-2025) | |
| Expense | 0.48% |
| (As on 31-May-2025) | |
| Risk Grade | Average |
| Return Grade | High |
| Turnover | — |
Trailing Returns (%) of Kotak Debt Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Debt Hybrid Dir | 3.95 | 0.06 | -0.14 | 3.49 | 3.97 | 8.20 | 13.45 | 13.24 | 11.82 | 11.07 |
| VR Conservative Hybrid TRI | 5.92 | 0.13 | 0.89 | 4.53 | 5.88 | 9.11 | 10.96 | 9.46 | 9.32 | 8.98 |
| Hybrid: Conservative Hybrid | 4.49 | 0.09 | 0.48 | 3.94 | 4.50 | 8.41 | 11.50 | 10.74 | 9.13 | 9.00 |
| Rank within category | 22 | 17 | 24 | 20 | 23 | 15 | 2 | 2 | 1 | 2 |
| Number of funds in category | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 25 | 22 | 21 |
Peer Comparison of Kotak Debt Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Kotak Debt Hybrid Dir | 4 star | 8.20 | 13.45 | 13.24 | 0.48 | 3,129 | 11.06 | 1.00 (180) | 12Y 5M | 24.23 |
| SBI Conservative Hybrid Dir | 4 star | 7.70 | 11.95 | 12.45 | 1.05 | 9,643 | 10.11 | 1.00 (365) | 12Y 5M | — |
| HDFC Hybrid Debt Dir | 4 star | 7.63 | 12.65 | 12.67 | 1.14 | 3,406 | 10.05 | 1.00 (365) | 12Y 5M | — |
| ICICI Pru Regular Savings Dir | 4 star | 9.95 | 11.99 | 11.53 | 0.97 | 3,188 | 10.83 | 1.00 (365) | 12Y 5M | 19.00 |
| Parag Parikh Conservative Hybrid Dir | 5 star | 10.19 | 12.77 | — | 0.34 | 2,665 | 10.89 | 1.00 (365) | 4Y 1M | — |
Portfolio Analysis of Kotak Debt Hybrid Fund
| Number of Stocks | 41 |
| Number of Bonds | 79 |
| Average Maturity (yrs) | 19.37 |
| Top 10 Holdings | 54.31% |
| Portfolio P/B Ratio | 2.92 |
| Portfolio P/E Ratio | 17.83 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,88,804 | 2,46,784 |
| Giant (%) | 52.62 | 61.04 |
| Large (%) | 28.40 | 14.27 |
| Mid (%) | 12.70 | 16.91 |
| Small (%) | 6.28 | 9.66 |
| Tiny (%) | — | 0.19 |
| Fund | Category | |
| Number of Securities | 123 | 65 |
| Macaulay Duration (yrs) | 8.57 | 5.43 |
| Average Maturity (yrs) | 19.37 | 9.67 |
| Yield to Maturity (%) | 6.95 | 6.75 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Kotak Debt Hybrid Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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