June 30, 2025
mayank
Kotak Bond-Short Term Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 57.5653
NAV IDCW: Rs 16.2883
Suitable For Which Investors?
“Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.
Fund Manager:
1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
2) Deepak Agrawal
Education: Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.
Experience: He has been associated with Kotak AMC since 2002.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Kotak Bond-Short Term Fund
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.14% |
| Benchmark | NIFTY SD Debt Index A-II |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 17,541 Cr |
| (As on 31-May-2025) | |
| Expense | 0.38% |
| (As on 31-May-2025) | |
| Risk Grade | Above Average |
| Return Grade | Average |
Trailing Returns (%) of Kotak Bond-Short Term Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Bond Short Term Dir | 5.16 | -0.01 | 0.14 | 2.88 | 5.29 | 9.76 | 8.24 | 6.69 | 7.83 | 7.92 |
| CCIL T Bill Liquidity Weight | 2.75 | 0.10 | 0.45 | 1.52 | 2.75 | 5.23 | 4.55 | 3.53 | 3.74 | 3.94 |
| Debt: Short Duration | 5.02 | -0.01 | 0.19 | 2.81 | 5.16 | 9.59 | 8.12 | 6.85 | 7.32 | 7.55 |
| Rank within category | 8 | 13 | 22 | 11 | 8 | 7 | 7 | 10 | 6 | 4 |
| Number of funds in category | 25 | 26 | 26 | 26 | 25 | 25 | 23 | 21 | 19 | 17 |
Peer Comparison of Kotak Bond-Short Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Kotak Bond Short Term Dir | 3 star | 9.76 | 8.24 | 6.69 | 0.38 | 17,541 | 8.14 | — | 12Y 5M |
| ICICI Pru Short Term Dir | 5 star | 9.63 | 8.75 | 7.37 | 0.45 | 21,284 | 8.61 | — | 12Y 5M |
| HDFC Short Term Debt Dir | 5 star | 9.62 | 8.23 | 6.94 | 0.40 | 15,486 | 8.15 | — | 12Y 5M |
| Axis Short Duration Dir | 4 star | 9.99 | 8.27 | 6.86 | 0.35 | 9,494 | 8.28 | — | 12Y 5M |
| ABSL Short Term Dir | 5 star | 9.68 | 8.38 | 7.44 | 0.36 | 9,193 | 8.69 | — | 12Y 5M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 102 | 61 |
| Macaulay Duration (yrs) | 3.05 | 2.83 |
| Average Maturity (yrs) | 4.31 | 3.59 |
| Yield to Maturity (%) | 6.66 | 6.67 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Kotak Bond-Short Term Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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