June 30, 2025
mayank
Kotak Banking & Financial Services Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 16.4150
NAV IDCW: Rs 16.4130
Suitable For Which Investors?
This is a fund that invests mainly in shares of banks and financial services companies.
We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.
But if you do invest, you must do so only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
Fund Manager:
1) Shibani Sircar Kurian
Education: Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics
Experience: Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
2) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 30 days |
Basic Details of Kotak Banking & Financial Services Fund
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 27-Feb-23 |
| Return Since Launch | 23.69% |
| Benchmark | NIFTY Financial Services TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 1,213 Cr |
| (As on 31-May-2025) | |
| Expense | 0.69% |
| (As on 31-May-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 28.93% |
Trailing Returns (%) of Kotak Banking & Financial Services Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Banking & Financial Services Dir | 12.61 | 0.64 | 4.57 | 11.12 | 11.51 | 13.14 | — | — | — | — |
| BSE Bankex TRI | 12.55 | 0.64 | 3.26 | 9.54 | 11.63 | 8.21 | — | — | — | — |
| Equity: Sectoral-Banking | 14.31 | 0.54 | 4.73 | 12.88 | 13.47 | 13.97 | — | — | — | — |
| Rank within category | 26 | 14 | 18 | 31 | 27 | 18 | — | — | — | — |
| Number of funds in category | 33 | 37 | 37 | 36 | 33 | 30 | 17 | 12 | 11 | 10 |
Peer Comparison of Kotak Banking & Financial Services Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Kotak Banking & Financial Services Dir | Unrated | 13.14 | — | — | 0.69 | 1,213 | 23.69 | 0.50 (30) | 2Y 4M | 28.93 |
| SBI Banking & Financial Services Dir | 4 star | 17.56 | 26.25 | 25.09 | 0.74 | 7,999 | 16.46 | 0.50 (30) | 10Y 4M | 121.00 |
| Nippon India Banking & Financial Srvices Dir | 5 star | 16.21 | 26.86 | 28.73 | 0.99 | 7,160 | 15.06 | 1.00 (30) | 12Y 5M | 20.00 |
| Sundaram Financial Services Opportunities Dir | 4 star | 9.94 | 27.99 | 26.59 | 0.78 | 1,548 | 14.81 | 0.50 (30) | 12Y 5M | 78.20 |
| Invesco India Financial Services Dir | 4 star | 18.16 | 29.96 | 26.10 | 0.87 | 1,372 | 16.79 | 1.00 (365) | 12Y 5M | 19.00 |
Portfolio Analysis of Kotak Banking & Financial Services Fund
| No. of Stocks | 27 |
| Top 10 Stocks | 76.03% |
| Top 5 Stocks | 58.82% |
| Top 3 Sectors | 98.66% |
| Portfolio P/B Ratio | 2.47 |
| Portfolio P/E Ratio | 15.90 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,38,779 | 3,56,594 |
| Giant (%) | 68.31 | 64.95 |
| Large (%) | 15.00 | 17.95 |
| Mid (%) | 12.89 | 16.18 |
| Small (%) | 3.80 | 6.18 |
| Tiny (%) | — | — |
Chanakya’s Mutual Fund Guidance For Kotak Banking & Financial Services Fund
WILL Post Soon
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