June 30, 2025
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Kotak Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 22.5040
NAV IDCW: Rs 22.5040
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.
Fund Manager:
1) 1) Abhishek Bisen
Education: Mr. Bisen is a BA and MBA in Finance.
Experience: Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
2) Hiten Shah
Education: Mr. Shah is a Masters in Management Studies (Finance) from Mumbai University.
Experience: Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a CoFund manager and Chief dealer in equities segment. He was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
3) Rohit Tandon
Education: Mr. Tandon has done B.E.(Mechanical) and PGDM from IIM-B
Experience: Prior to joining Kotak Mahindra Mutual Fund, he has worked with Reliance Nippon Life Insurance, Max Life Insurance and JP Morgan India
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 8% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of Kotak Balanced Advantage Fund
| Fund House | Kotak Mahindra Mutual Fund |
| Launch Date | 03-Aug-18 |
| Return Since Launch | 12.47% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 17,343 Cr |
| (As on 31-May-2025) | |
| Expense | 0.56% |
| (As on 31-May-2025) | |
| Risk Grade | Below Average |
| Return Grade | Average |
| Turnover | 236.02% |
Trailing Returns (%) of Kotak Balanced Advantage Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Kotak Balanced Advantage Dir | 5.05 | 0.27 | 1.82 | 7.12 | 4.79 | 9.46 | 15.74 | 15.19 | — | — |
| VR Dynamic Asset TRI | 5.12 | 0.69 | 1.99 | 8.18 | 4.99 | 6.06 | 16.79 | 16.68 | — | — |
| Hybrid: Dynamic Asset Allocation | 4.39 | 0.29 | 2.21 | 6.40 | 4.26 | 7.26 | 16.18 | 15.54 | — | — |
| Rank within category | 16 | 25 | 30 | 12 | 18 | 10 | 14 | 13 | — | — |
| Number of funds in category | 37 | 38 | 38 | 38 | 37 | 36 | 27 | 22 | 16 | 10 |
Peer Comparison of Kotak Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Kotak Balanced Advantage Dir | 4 star | 9.46 | 15.74 | 15.19 | 0.56 | 17,343 | 12.47 | 1.00 (365) | 6Y 10M | 236.02 |
| HDFC Balanced Advantage Dir | 5 star | 7.07 | 24.20 | 25.51 | 0.77 | 1,00,299 | 15.97 | 1.00 (365) | 12Y 5M | 27.20 |
| ICICI Pru Balanced Advantage Dir | 4 star | 10.77 | 15.76 | 16.62 | 0.85 | 63,787 | 13.31 | 1.00 (365) | 12Y 5M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 8.97 | 17.25 | — | 0.71 | 35,566 | 13.41 | 1.00 (365) | 3Y 9M | 23.00 |
| Tata Balanced Advantage Dir | 4 star | 5.67 | 15.21 | 15.78 | 0.42 | 10,227 | 13.74 | 1.00 (90) | 6Y 5M | 29.31 |
Portfolio Analysis of Kotak Balanced Advantage Fund
| No. of Stocks | 103 |
| Top 10 Holdings | 34.00% |
| Top 5 Stocks | 23.00% |
| Top 3 Sectors | 28.15% |
| Portfolio P/B Ratio | 3.85 |
| Portfolio P/E Ratio | 24.22 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,50,751 | 2,55,715 |
| Giant (%) | 63.84 | 63.05 |
| Large (%) | 21.22 | 19.54 |
| Mid (%) | 12.56 | 13.86 |
| Small (%) | 2.38 | 4.13 |
| Tiny (%) | — | 0.11 |
| Fund | Category | |
| Number of Securities | 208 | 122 |
| Macaulay Duration (yrs) | 7.74 | 3.54 |
| Average Maturity (yrs) | 17.42 | 5.73 |
| Yield to Maturity (%) | 6.78 | 6.54 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Kotak Balanced Advantage Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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