January 22, 2026
RA Jainee
JM Flexicap Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 108.39 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 98.53 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 12 |
| Benchmark | BSE 500 TRI |
| AUM Rs. | 5,463 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.58% |
| 1 Year Return (%) | -3.31 |
| 3 Year Return (%) | 20.96 |
| 5 Year Return (%) | 19.74 |
| 10 Year Return (%) | 18.60 |
| Return Since Launch | 17.05% |
⚖️ Sahifund Review – JM Flexicap Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Flexi-cap funds are suitable for investors:
1. Seeking exposure in a diversified set of stocks for high returns
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme which aims to provide capital appreciation by investing primarily in equity and equity related securities of various market depending upon valuation discount or premium amongst Large / Mid & Small cap stocks, the fund will keep varying the weights to capture the value while keeping an optimum Risk / Return profile.
Fund Manager:
1) Satish Ramanathan
Education: Mr. Ramanathan holds a B.Tech degree and has done MBA and CFA.
Experience: Prior to joining JM Mutual Fund, he has worked with Sundaram BNP Paribas AMC and has an extensive experience in the asset management business with stints in Research division of Sundaram AMC and managing funds for Franklin Templeton. He has also worked with ICICI Securities for 4 years, with Birla Merlin & Dewoo Finance for 1 year, with ICRA Ltd. for 2 years and for 1 year with Tata Economic Consultancy Services.
2) Ruchi Fozdar
Education: Ms. Ruchi is a graduate in science and PGDBM in finance
Experience: Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Fund Manager:
3) Asit Bhandarkar
Education: Mr. Bhandarkar is a B.Com (H) and MMS.
Experience: Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.
4) Deepak Gupta
Education: C.A, M.Com from Mumbai University
Experience: Prior to Joining the JM AMC, he has worked with SBI Pension Funds Private Limited, Reliance Nippon Life Insurance and Access Asset Managers Private Limited
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 5,000 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of JM Flexicap Fund
| Fund House | JM Financial Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 17.05% |
| Benchmark | BSE 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets (RS) | 5,463 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.58% |
| (As on 31-Dec-2025) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | 187.69% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JM Flexicap Dir | -2.34 | -0.56 | -2.29 | -4.50 | -2.79 | -3.31 | 20.96 | 19.74 | 19.36 | 18.60 |
| BSE 500 TRI | -2.10 | -0.49 | -1.32 | -0.88 | 0.78 | 8.72 | 15.63 | 15.38 | 15.57 | 15.47 |
| Equity: Flexi Cap | -1.66 | -0.36 | -1.25 | -1.43 | 0.35 | 7.07 | 17.22 | 15.78 | 15.80 | 15.48 |
| Rank within category | 100 | 94 | 101 | 105 | 90 | 92 | 11 | 10 | 5 | 2 |
| Number of funds in category | 115 | 116 | 114 | 112 | 102 | 95 | 72 | 57 | 42 | 35 |
Peer Comparison of JM Flexicap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs. Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| JM Flexicap Dir | 4 star | -3.31 | 20.96 | 19.74 | 0.58 | 5,463 | 17.05 | 1.00 (30) | 13Y | 187.69 |
| Parag Parikh Flexi Cap Dir | 5 star | 9.17 | 21.92 | 20.10 | 0.63 | 1,33,309 | 19.34 | 2.00 (365) | 12Y 7M | 12.84 |
| HDFC Flexi Cap Dir | 5 star | 14.99 | 21.97 | 22.87 | 0.65 | 96,295 | 16.84 | 1.00 (365) | 13Y | 10.72 |
| SBI Focused Dir | 4 star | 16.45 | 19.76 | 17.09 | 0.74 | 43,173 | 15.89 | 0.25 (30) | 13Y | 37.00 |
| HDFC Focused Dir | 5 star | 14.67 | 22.39 | 24.46 | 0.61 | 26,537 | 15.71 | 1.00 (365) | 13Y | 11.42 |
Portfolio Analysis of JM Flexicap Fund
| No. of Stocks | 66 |
| Top 10 Stocks | 35.83% |
| Top 5 Stocks | 20.59% |
| Top 3 Sectors | 59.26% |
| Portfolio P/B Ratio | 3.48 |
| Portfolio P/E Ratio | 27.01 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,21,660 | 1,87,652 |
| Giant (%) | — | — |
| Large (%) | 55.96 | 62.33 |
| Mid (%) | 22.12 | 22.06 |
| Small (%) | 21.92 | 15.86 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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