November 19, 2025
RA Jainee
JioBlackRock Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: ₹ 1,022.0319
Suitable For Which Investors?
Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.
Fund’s Investment Strategy:
The scheme seeks to generate regular income through investment in a portfolio comprising of money market and debt instruments with residual maturity up to 91 days.
Fund Manager:
1) Arun Ramachandran
Education: Financial Risk Management , Post Graduate Diploma in Business Administration.
Experience: Prior to joining the JioBlackRock MF, he was associated with SBI MF.
2) Siddharth Deb
Education: Mr. Deb is a B.Sc and MMS (Finance).
Experience: Prior to joining JioBlackRock Mutual Fund he has worked with Nippon India MF, Benchmark Asset Management Co. Pvt. Ltd. and Fullerton India Credit Company Ltd.
3) Vikrant Mehta
Education: Mr. Mehta is CFA and M.S.
Experience: Prior to joining JioBlackRock Mutual Fund, he has worked with ITI AMC, Indiabulls AMC, Kotak Mahindra Mutual Fund, AIG India Liaison Office, NVS Brokerage Pvt. Ltd., JM Morgan Stanley Fixed Income Securities Pvt. Ltd. and Mata Securities India Pvt. Ltd.
Investment Details
| Min. Investment (₹) | 500 |
| Min. Addl Investment (₹) | 500 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | — |
| Min. No of Cheques | 6 |
| Min. Balance (₹) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of JioBlackRock Liquid Fund
| Fund House | JioBlackRock Mutual Fund |
| Launch Date | 04-Jul-25 |
| Return Since Launch | 2.20% |
| Benchmark | NIFTY Liquid Index A-I |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | ₹ 6,034 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.10% |
| (As on 31-Oct-2025) | |
| Risk Grade | — |
| Return Grade | — |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JioBlackRock Liquid Dir | — | 0.02 | 0.50 | 1.46 | — | — | — | — | — | — |
| CCIL T Bill Liquidity Weight | — | 0.02 | 0.27 | 0.88 | — | — | — | — | — | — |
| Debt: Liquid | — | 0.02 | 0.49 | 1.45 | — | — | — | — | — | — |
| Rank within category | — | 23 | 20 | 15 | — | — | — | — | — | — |
| Number of funds in category | 38 | 41 | 41 | 40 | 38 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of JioBlackRock Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| JioBlackRock Liquid Dir | Unrated | — | — | — | 0.10 | 6,034 | 2.20 | 0.01 (1) | 4M |
| ABSL Liquid Dir | 5 star | 6.78 | 7.14 | 5.84 | 0.21 | 56,938 | 6.91 | 0.01 (1) | 12Y 10M |
| Axis Liquid Dir | 5 star | 6.78 | 7.11 | 5.82 | 0.14 | 35,360 | 6.87 | 0.01 (1) | 12Y 10M |
| Nippon India Liquid Dir | 4 star | 6.75 | 7.09 | 5.81 | 0.20 | 30,230 | 6.88 | 0.01 (1) | 12Y 10M |
| Tata Liquid Dir | 4 star | 6.77 | 7.08 | 5.79 | 0.20 | 22,366 | 6.88 | 0.01 (1) | 12Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 51 | 72 |
| Macaulay Duration (yrs) | 0.16 | 0.11 |
| Average Maturity (yrs) | 0.16 | 0.12 |
| Yield to Maturity (%) | 5.89 | 5.85 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For JioBlackRock Liquid Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://www.jioblackrockamc.com/onboarding OR
https://www.jioblackrockamc.com/funds
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