June 12, 2025
mayank
ICICI Prudential Retirement Fund-Pure Equity Plan details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 35.6600
NAV IDCW: Rs 35.6500
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.
Fund Manager:
1) Darshil Dedhia
Education: Mr. Dedhia has done CA and CFA.
Experience: He has been working with ICICI Prudential Mutual Fund since 2013.
2) Rohit Lakhotia
Education: Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
3) Lalit Kumar
Education: Mr. Kumar is a PGDM (IIM) and B.Tech in Electrical Engineering (IIT).
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with East Bridge Advisors Pvt. Ltd, Nomura Financial Advisory & Securities, Merrill Lynch and Cypress Semiconductors.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of ICICI Prudential Retirement Fund-Pure Equity Plan
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 27-Feb-19 |
| Return Since Launch | 22.40% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 1,214 Cr |
| (As on 31-May-2025) | |
| Expense | 0.74% |
| (As on 31-May-2025) | |
| Risk Grade | Below Average |
| Return Grade | High |
| Turnover | 44.00% |
Trailing Returns (%) of ICICI Prudential Retirement Fund-Pure Equity Plan
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Retirement Pure Equity Dir | 8.79 | -0.34 | 11.40 | 19.91 | 3.36 | 12.42 | 28.28 | 32.15 | — | — |
| BSE 500 TRI | 4.49 | -0.01 | 7.57 | 14.73 | 0.10 | 7.12 | 19.99 | 24.69 | — | — |
| Equity: Flexi Cap | 2.24 | -0.06 | 8.10 | 15.01 | -1.70 | 8.31 | 21.08 | 23.85 | — | — |
| Rank within category | 1 | 89 | 12 | 9 | 6 | 17 | 3 | 1 | — | — |
| Number of funds in category | 96 | 102 | 101 | 98 | 94 | 86 | 68 | 51 | 40 | 35 |
Peer Comparison of ICICI Prudential Retirement Fund-Pure Equity Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ICICI Pru Retirement Pure Equity Dir | 4 star | 12.42 | 28.28 | 32.15 | 0.74 | 1,214 | 22.40 | — | 6Y 3M | 44.00 |
| Parag Parikh Flexi Cap Dir | 5 star | 14.38 | 23.89 | 27.39 | 0.63 | 1,03,868 | 20.19 | 2.00 (365) | 12Y | 14.10 |
| HDFC Flexi Cap Dir | 5 star | 13.51 | 26.80 | 31.34 | 0.73 | 75,784 | 17.27 | 1.00 (365) | 12Y 5M | 25.84 |
| HDFC Focused 30 Dir | 5 star | 13.86 | 27.52 | 31.91 | 0.61 | 19,578 | 16.09 | 1.00 (365) | 12Y 5M | 31.18 |
| Franklin India Flexi Cap Dir | 4 star | 10.36 | 24.07 | 28.30 | 0.90 | 18,679 | 17.25 | 1.00 (365) | 12Y 5M | 28.36 |
Portfolio Analysis of ICICI Prudential Retirement Fund-Pure Equity Plan
| No. of Stocks | 83 |
| Top 10 Stocks | 33.32% |
| Top 5 Stocks | 19.17% |
| Top 3 Sectors | 43.06% |
| Portfolio P/B Ratio | 3.97 |
| Portfolio P/E Ratio | 31.29 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 74,140 | 1,83,676 |
| Giant (%) | 29.29 | 50.56 |
| Large (%) | 27.35 | 21.66 |
| Mid (%) | 34.46 | 22.53 |
| Small (%) | 8.90 | 6.21 |
| Tiny (%) | — | 1.08 |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Retirement Fund-Pure Equity Plan
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