June 12, 2025
mayank
ICICI Prudential Retirement Fund-Hybrid Aggressive Plan details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 28.3900
NAV IDCW: Rs 28.3900
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation.
Fund Manager:
1) Darshil Dedhia
Education: Mr. Dedhia has done CA and CFA.
Experience: He has been working with ICICI Prudential Mutual Fund since 2013.
2) Lalit Kumar
Education: Mr. Kumar is a PGDM (IIM) and B.Tech in Electrical Engineering (IIT).
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with East Bridge Advisors Pvt. Ltd, Nomura Financial Advisory & Securities, Merrill Lynch and Cypress Semiconductors.
3) Rohit Lakhotia
Education: Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of ICICI Prudential Retirement Fund-Hybrid Aggressive Plan
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 27-Feb-19 |
| Return Since Launch | 18.04% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 831 Cr |
| (As on 31-May-2025) | |
| Expense | 0.81% |
| (As on 31-May-2025) | |
| Risk Grade | Average |
| Return Grade | Above Average |
| Turnover | 43.00% |
Trailing Returns (%) of ICICI Prudential Retirement Fund-Hybrid Aggressive Plan
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Retirement Hybrid Aggressive Dir | 6.65 | 0.00 | 9.07 | 15.41 | 2.53 | 9.40 | 24.29 | 24.44 | — | — |
| VR Aggressive Hybrid TRI | 4.63 | -0.03 | 6.45 | 12.77 | 0.95 | 7.68 | 17.77 | 20.33 | — | — |
| Hybrid: Aggressive Hybrid | 3.55 | 0.00 | 5.90 | 11.93 | 0.74 | 9.75 | 18.89 | 21.13 | — | — |
| Rank within category | 5 | 26 | 3 | 4 | 8 | 26 | 4 | 6 | — | — |
| Number of funds in category | 44 | 44 | 44 | 44 | 44 | 44 | 42 | 39 | 30 | 23 |
Peer Comparison of ICICI Prudential Retirement Fund-Hybrid Aggressive Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ICICI Pru Retirement Hybrid Aggressive Dir | 4 star | 9.40 | 24.29 | 24.44 | 0.81 | 831 | 18.04 | — | 6Y 3M | 43.00 |
| ICICI Pru Equity & Debt Dir | 5 star | 11.32 | 21.82 | 27.12 | 0.97 | 43,159 | 17.75 | 1.00 (365) | 12Y 5M | 34.00 |
| DSP Aggressive Hybrid Dir | 4 star | 15.39 | 20.81 | 20.83 | 0.66 | 11,104 | 14.72 | 1.00 (364) | 12Y 5M | 27.00 |
| HDFC Children’s Dir | 5 star | 7.81 | 19.43 | 22.86 | 0.87 | 10,177 | 16.11 | — | 12Y 5M | 14.93 |
| Kotak Equity Hybrid Dir | 4 star | 10.53 | 19.38 | 23.79 | 0.48 | 7,413 | 14.58 | 1.00 (365) | 12Y 5M | 66.57 |
Portfolio Analysis of ICICI Prudential Retirement Fund-Hybrid Aggressive Plan
| No. of Stocks | 77 |
| Top 10 Holdings | 28.49% |
| Top 5 Stocks | 16.18% |
| Top 3 Sectors | 40.08% |
| Portfolio P/B Ratio | 3.79 |
| Portfolio P/E Ratio | 29.48 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 73,766 | 2,11,501 |
| Giant (%) | 30.07 | 58.42 |
| Large (%) | 29.06 | 16.35 |
| Mid (%) | 30.43 | 20.36 |
| Small (%) | 10.44 | 7.05 |
| Tiny (%) | — | 1.04 |
| Fund | Category | |
| Number of Securities | 96 | 85 |
| Macaulay Duration (yrs) | 3.72 | 4.89 |
| Average Maturity (yrs) | 6.93 | 9.42 |
| Yield to Maturity (%) | 6.96 | 6.81 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Retirement Fund-Hybrid Aggressive Plan
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