June 12, 2025
mayank
ICICI Prudential Regular Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 82.8978
NAV IDCW Quarterly: Rs 14.8338
Monthly NAV IDCW: Rs 16.3555
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation by investments in money market and debt instruments.
Fund Manager:
1) Akhil Kakkar
Education: Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
Experience: Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
2) Manish Banthia
Education: Mr. Banthia is B.Com, CA and MBA
Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC – Fixed Income Investments – Aug 2007 to Oct 2009, ICICI Prudential AMC – New Product Development – Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. – From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. – From May 2004 to May 2005.
3) Roshan Chutkey
Education: Roshan Chutkey did his engineering from IIT Madras, MBA from IIM Lucknow and has a Masters in Finance degree from London Business School.
Experience: He is associated with ICICI Prudential AMC from February 2015 and has 12 years of overall experience in the industry.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 30% of the investment, 1% will be charged for redemption within 1 year |
Basic Details of ICICI Prudential Regular Savings Fund
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 10.83% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
| Riskometer | High |
| Type | Open-ended |
| Assets | Rs 3,188 Cr |
| (As on 31-May-2025) | |
| Expense | 0.97% |
| (As on 31-May-2025) | |
| Risk Grade | Low |
| Return Grade | Above Average |
| Turnover | 20.00% |
Trailing Returns (%) of ICICI Prudential Regular Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Regular Savings Dir | 4.81 | -0.03 | 2.33 | 5.42 | 4.47 | 10.47 | 11.86 | 11.78 | 10.36 | 10.51 |
| VR Conservative Hybrid TRI | 5.39 | -0.09 | 2.29 | 5.96 | 4.32 | 9.82 | 10.68 | 9.66 | 9.28 | 9.06 |
| Hybrid: Conservative Hybrid | 4.15 | -0.05 | 2.04 | 5.56 | 3.29 | 9.29 | 11.33 | 11.03 | 9.05 | 9.13 |
| Rank within category | 6 | 14 | 10 | 15 | 3 | 5 | 10 | 8 | 3 | 3 |
| Number of funds in category | 28 | 28 | 28 | 28 | 28 | 28 | 28 | 25 | 22 | 21 |
Peer Comparison of ICICI Prudential Regular Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ICICI Pru Regular Savings Dir | 4 star | 10.47 | 11.86 | 11.78 | 0.97 | 3,188 | 10.83 | 1.00 (365) | 12Y 5M | 20.00 |
| SBI Conservative Hybrid Dir | 4 star | 8.32 | 11.71 | 12.87 | 1.05 | 9,643 | 10.11 | 1.00 (365) | 12Y 5M | — |
| HDFC Hybrid Debt Dir | 4 star | 8.60 | 12.47 | 13.23 | 1.14 | 3,406 | 10.09 | 1.00 (365) | 12Y 5M | — |
| Kotak Debt Hybrid Dir | 4 star | 8.95 | 13.22 | 13.55 | 0.48 | 3,129 | 11.08 | 1.00 (180) | 12Y 5M | 24.23 |
| Parag Parikh Conservative Hybrid Dir | 5 star | 10.74 | 12.62 | — | 0.34 | 2,665 | 11.05 | 1.00 (365) | 4Y | — |
Portfolio Analysis of ICICI Prudential Regular Savings Fund
| Number of Stocks | 51 |
| Number of Bonds | 66 |
| Average Maturity (yrs)* | 3.88 |
| Top 10 Holdings | 35.01% |
| Portfolio P/B Ratio | 3.13 |
| Portfolio P/E Ratio | 26.77 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,10,126 | 2,46,784 |
| Giant (%) | 53.83 | 61.04 |
| Large (%) | 10.15 | 14.27 |
| Mid (%) | 21.25 | 16.91 |
| Small (%) | 14.77 | 9.66 |
| Tiny (%) | — | 0.19 |
| Fund | Category | |
| Number of Securities | 120 | 65 |
| Macaulay Duration (yrs) | 2.63 | 5.67 |
| Average Maturity (yrs) | 3.88 | 9.97 |
| Yield to Maturity (%) | 7.49 | 6.89 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Regular Savings Fund
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