June 6, 2025
mayank
ICICI Prudential Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 388.6932
NAV IDCW Weekly: Rs 100.2377
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.
Fund Manager:
1) Darshil Dedhia
Education: Mr. Dedhia has done CA and CFA.
Experience: He has been working with ICICI Prudential Mutual Fund since 2013.
2) Nikhil Kabra
Education: Mr. Kabra is a B.Com and Chartered Accountant.
Experience: Prior to joining ICICI Prudential AMC from September 25, 2013 he was associated with Sumedha Fiscal Services Limited from October 2012 to September 2013 and Haribhakti & Co. from September 2010 to October 2012.
Investment Details
| Min. Investment (Rs) | 99 |
| Min. Addl Investment (Rs) | 1 |
| Min. SIP Investment (Rs) | 99 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of ICICI Prudential Liquid Fund
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.88% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 53,193 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.20% |
| (As on 31-May-2025) | |
| Risk Grade | — |
| Return Grade | Average |
Trailing Returns (%) of ICICI Prudential Liquid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Liquid Dir | 3.11 | 0.02 | 0.56 | 1.85 | 3.61 | 7.32 | 6.99 | 5.56 | 5.89 | 6.33 |
| CCIL T Bill Liquidity Weight | 2.46 | 0.05 | 0.53 | 1.58 | 2.68 | 5.27 | 4.50 | 3.51 | 3.74 | 3.95 |
| Debt: Liquid | 3.05 | 0.02 | 0.56 | 1.81 | 3.56 | 7.23 | 6.94 | 5.52 | 5.83 | 6.28 |
| Rank within category | 16 | 15 | 17 | 13 | 17 | 20 | 19 | 17 | 14 | 11 |
| Number of funds in category | 38 | 38 | 38 | 38 | 38 | 37 | 35 | 34 | 31 | 29 |
Peer Comparison of ICICI Prudential Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ICICI Pru Liquid Dir | 3 star | 7.32 | 6.99 | 5.56 | 0.20 | 53,193 | 6.88 | 0.01 (1) | 12Y 5M |
| ABSL Liquid Dir | 5 star | 7.37 | 7.06 | 5.62 | 0.21 | 53,912 | 6.94 | 0.01 (1) | 12Y 5M |
| Axis Liquid Dir | 4 star | 7.37 | 7.04 | 5.59 | 0.12 | 39,069 | 6.90 | 0.01 (1) | 12Y 5M |
| DSP Liquidity Dir | 4 star | 7.36 | 7.01 | 5.56 | 0.10 | 17,845 | 6.87 | 0.01 (1) | 12Y 5M |
| Mirae Asset Liquid Dir | 4 star | 7.34 | 7.02 | 5.59 | 0.09 | 12,485 | 6.74 | 0.01 (1) | 12Y 5M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 153 | 68 |
| Macaulay Duration (yrs) | 0.12 | 0.10 |
| Average Maturity (yrs) | 0.12 | 0.10 |
| Yield to Maturity (%) | 6.55 | 6.25 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Liquid Fund
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