June 3, 2025
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ICICI Prudential Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 23.9500
NAV IDCW Quarterly: Rs 16.0100
Suitable For Which Investors?
“Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The Scheme seeks to generate regular income through investments in fixed income securities and using arbitrage and other derivative Strategies. It also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments.
Fund Manager:
1) Ajay Kumar Solanki
Education: Mr. Solanki has done B.Com, CA and CFA Level-III
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with GPS & Associates
2) Archana Nair
Education: Ms. Nair has done B.Com and CA
Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with PWC
3) Dharmesh Kakkad
Education: Mr. kakkad is B.com., CA & CFA.
Experience: He is associated with ICICI Prudential Asset Management Company Limited from June 2010. Prior to working in Dealing function, he was working in the Operations Department of ICICI Prudential AMC.
4) Manish Banthia
Education: Mr. Banthia is B.Com, CA and MBA
Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC – Fixed Income Investments – Aug 2007 to Oct 2009, ICICI Prudential AMC – New Product Development – Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. – From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. – From May 2004 to May 2005.
5) Ritesh Lunawat
Education: Mr. Lunawat is B.Com and Chartered Accountant.
Experience: He has been Working with ICICI Prudential AMC Since September 2013.
6) Sri Sharma
Education: Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared)
Experience: Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 0.25% will be charged for redemption within 7 days |
Basic Details of ICICI Prudential Equity Savings Fund
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 05-Dec-14 |
| Return Since Launch | 8.67% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 13,046 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.50% |
| (As on 31-May-2025) | |
| Risk Grade | Low |
| Return Grade | Below Average |
| Turnover | 59.00% |
Trailing Returns (%) of ICICI Prudential Equity Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Equity Savings Dir | 3.86 | 0.00 | 0.97 | 4.18 | 3.90 | 9.91 | 9.33 | 10.98 | 8.76 | 8.86 |
| VR Equity Savings TRI | 3.97 | 0.02 | 1.69 | 8.47 | 2.65 | 9.36 | 11.89 | 13.00 | 10.06 | 9.47 |
| Hybrid: Equity Savings | 2.89 | 0.02 | 1.44 | 5.96 | 2.98 | 9.49 | 11.43 | 12.66 | 9.43 | 9.36 |
| Rank within category | 5 | 14 | 16 | 19 | 6 | 8 | 19 | 18 | 12 | 5 |
| Number of funds in category | 22 | 23 | 23 | 22 | 22 | 22 | 22 | 22 | 16 | 7 |
Peer Comparison of ICICI Prudential Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ICICI Pru Equity Savings Dir | 5 star | 9.91 | 9.33 | 10.98 | 0.50 | 13,046 | 8.67 | 0.25 (7) | 10Y 5M | 59.00 |
| Kotak Equity Savings Dir | 4 star | 8.33 | 12.79 | 13.39 | 0.66 | 8,190 | 10.23 | 1.00 (90) | 10Y 7M | 447.46 |
| DSP Equity Savings Dir | 4 star | 12.01 | 11.71 | 13.63 | 0.38 | 2,704 | 10.14 | — | 9Y 2M | 12.00 |
| Sundaram Equity Savings Dir | 4 star | 11.62 | 14.02 | 14.29 | 0.63 | 1,004 | 9.51 | 0.50 (7) | 23Y | 72.20 |
| UTI Equity Savings Dir | 4 star | 8.82 | 12.51 | 13.81 | 0.69 | 674 | 10.17 | 1.00 (30) | 6Y 9M | 503.00 |
Portfolio Analysis of ICICI Prudential Equity Savings Fund
| Number of Stocks | 67 |
| Number of Bonds | 20 |
| Average Maturity (yrs) | 2.18 |
| Top 10 Holdings | 45.03% |
| Portfolio P/B Ratio | 3.19 |
| Portfolio P/E Ratio | 21.42 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 4,10,583 | 3,00,425 |
| Giant (%) | 84.36 | 68.82 |
| Large (%) | 13.50 | 18.04 |
| Mid (%) | 1.19 | 10.01 |
| Small (%) | 0.95 | 3.78 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 155 | 126 |
| Macaulay Duration (yrs) | 1.47 | 3.14 |
| Average Maturity (yrs) | 2.18 | 4.62 |
| Yield to Maturity (%) | 6.39 | 6.57 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Equity Savings Fund
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