June 3, 2025
RA Jainee
ICICI Prudential Equity & Debt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 427.3400
NAV IDCW Yearly: Rs 29.5600
Monthly NAV IDCW: Rs 68.7800
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation and current income by investing in a portfolio that is investing in equities and related securities as well as fixed income and money market securities. The approximate allocation to equity would be in the range of 60-80 per cent with a minimum of 51 per cent, and the approximate debt allocation is 40-49 per cent, with a minimum of 20 per cent.
Fund Manager:
1) Nitya Mishra
Education: Ms. Mishra has done B.Tech, MBA (Finance) and CFA
Experience: Prior to joining ICIC Prudential Mutual Fund, she has worked with SBI Capital Markets and CRISIL Ltd.
2) Mittul Kalawadia
Education: Mr. Kalawadia is a B.Com. from Mithibai College, M.Com. from University of Mumbai and CA. from ICAI.
Experience: He has been associated with ICICI Prudential since 2012.
Fund Manager:
3) Sankaran Naren
Education: Mr. Naren is a B.Tech from IIT Chennai and MBA (Finance)from IIM Kolkata.
Experience: Prior to joining ICICI Prudential AMC he has worked with Refco Sify Securities India Pvt. Ltd., HDFC Securities Ltd. and Yoha Securities.
4) Akhil Kakkar
Education: Mr. Kakkar is B.Tech (IIT Roorkee) and PGDM (Finance)
Experience: Prior to Joining ICICI Prudential Mutual Fund he has worked with Kotak Mahindra Bank in Debt Capital Markets, SBI Capital Markets in Project Advisory & Structured Finance and Goldman Sachs Services Pvt Ltd as Analyst Developer.
5) Manish Banthia
Education: Mr. Banthia is B.Com, CA and MBA
Experience: He is associated with ICICI Prudential Asset Management Company since Oct 2005, ICICI Prudential AMC – Fixed Income Investments – Aug 2007 to Oct 2009, ICICI Prudential AMC – New Product Development – Oct 2005 to Jul 2007, Aditya Birla Nuvo Ltd. – From May 2005 to Oct 2005, Aditya Birla Management Corporation Ltd. – From May 2004 to May 2005.
6) Sharmila D’mello
Education: Ms. D’mello is CA and BAF
Experience: She joined ICICI Prudential AMC Limited in September 2016.
7) Sri Sharma
Education: Ms. Sharma has done B.Com, CA and CFA ( Level 2 cleared)
Experience: Prior to joining ICICI Prudential Mutual Fund, she has worked with PwC
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 30% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of ICICI Prudential Equity & Debt Fund
| Fund House | ICICI Prudential Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 17.67% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 42,340 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.97% |
| (As on 31-May-2025) | |
| Risk Grade | Low |
| Return Grade | High |
| Turnover | 34.00% |
Trailing Returns (%) of ICICI Prudential Equity & Debt Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ICICI Pru Equity & Debt Dir | 6.52 | -0.01 | 1.43 | 11.03 | 4.69 | 12.62 | 20.85 | 26.89 | 18.04 | 16.52 |
| VR Aggressive Hybrid TRI | 2.80 | 0.10 | 3.28 | 12.86 | 1.02 | 9.00 | 16.26 | 19.93 | 13.57 | 12.85 |
| Hybrid: Aggressive Hybrid | 1.94 | 0.07 | 3.20 | 11.95 | 1.08 | 11.02 | 17.46 | 20.73 | 13.77 | 12.82 |
| Rank within category | 2 | 35 | 43 | 33 | 2 | 15 | 6 | 4 | 2 | 1 |
| Number of funds in category | 44 | 44 | 44 | 44 | 44 | 44 | 42 | 39 | 30 | 23 |
Peer Comparison of ICICI Prudential Equity & Debt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ICICI Pru Equity & Debt Dir | 5 star | 12.62 | 20.85 | 26.89 | 0.97 | 42,340 | 17.67 | 1.00 (365) | 12Y 5M | 34.00 |
| DSP Aggressive Hybrid Dir | 4 star | 18.02 | 19.32 | 20.48 | 0.66 | 10,829 | 14.63 | 1.00 (364) | 12Y 5M | 27.00 |
| HDFC Children’s Dir | 5 star | 8.85 | 18.47 | 22.66 | 0.87 | 9,810 | 16.05 | — | 12Y 5M | 14.93 |
| Kotak Equity Hybrid Dir | 4 star | 11.63 | 17.71 | 23.37 | 0.48 | 7,036 | 14.42 | 1.00 (365) | 12Y 5M | 66.57 |
| UTI Aggressive Hybrid Dir | 4 star | 12.27 | 19.10 | 23.12 | 1.24 | 6,122 | 13.56 | 1.00 (365) | 12Y 5M | 34.00 |
Portfolio Analysis of ICICI Prudential Equity & Debt Fund
| No. of Stocks | 86 |
| Top 10 Holdings | 40.75% |
| Top 5 Stocks | 25.94% |
| Top 3 Sectors | 40.61% |
| Portfolio P/B Ratio | 3.13 |
| Portfolio P/E Ratio | 22.53 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,53,121 | 2,10,553 |
| Giant (%) | 79.59 | 58.68 |
| Large (%) | 11.71 | 15.79 |
| Mid (%) | 7.27 | 19.78 |
| Small (%) | 1.43 | 7.80 |
| Tiny (%) | — | 0.93 |
| Fund | Category | |
| Number of Securities | 183 | 82 |
| Macaulay Duration (yrs) | 1.36 | 4.89 |
| Average Maturity (yrs) | 2.46 | 9.42 |
| Yield to Maturity (%) | 6.99 | 6.81 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For ICICI Prudential Equity & Debt Fund
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