May 22, 2025
mayank
HSBC Medium to Long Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 47.4765
Quarterly NAV IDCW: Rs 11.0550
Suitable For Which Investors?
“Medium to Long Duration debt funds invest mainly in bonds maturing in four to seven years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they may experience some degree of volatility in response to changes in interest rates.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.”
Fund’s Investment Strategy:
The scheme seeks to generate regular income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 4 years to 7 years.
Fund Manager:
1) Asif Rizwi
Education: Mr. Rizwi has done B.Tech and PGDM from IIM-C
Experience: Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
2) Shriram Ramanathan
Education: Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience: Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HSBC Medium to Long Duration Fund
| Fund House | HSBC Mutual Fund |
| Launch Date | 07-Jan-13 |
| Return Since Launch | 7.22% |
| Benchmark | NIFTY Medium to Long Duration Debt Index A-III |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 50 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.67% |
| (As on 30-Apr-2025) | |
| Risk Grade | Above Average |
| Return Grade | Below Average |
Trailing Returns (%) of HSBC Medium to Long Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC Medium to Long Duration Dir | 5.80 | 0.17 | 1.07 | 4.87 | 6.82 | 11.41 | 8.48 | 5.97 | 7.54 | 6.96 |
| VR Bond | 4.03 | 0.04 | 0.82 | 3.16 | 4.89 | 9.08 | 7.82 | 5.75 | 6.61 | 6.56 |
| Debt: Medium to Long Duration | 5.36 | 0.13 | 1.00 | 4.41 | 6.29 | 11.00 | 8.67 | 6.88 | 7.59 | 7.45 |
| Rank within category | 3 | 4 | 3 | 1 | 3 | 4 | 7 | 12 | 9 | 11 |
| Number of funds in category | 14 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 |
Peer Comparison of HSBC Medium to Long Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HSBC Medium to Long Duration Dir | 2 star | 11.41 | 8.48 | 5.97 | 0.67 | 50 | 7.22 | — | 12Y 4M |
| ICICI Pru Bond Dir | 4 star | 11.44 | 9.26 | 7.34 | 0.62 | 2,858 | 8.35 | — | 12Y 4M |
| SBI Magnum Income Dir | 4 star | 11.08 | 8.98 | 7.46 | 0.77 | 1,942 | 8.36 | 1.00 (365) | 12Y 4M |
| ABSL Income Dir | 3 star | 10.95 | 8.45 | 7.07 | 0.74 | 2,304 | 8.12 | — | 12Y 4M |
| Kotak Bond Dir | 3 star | 11.20 | 9.04 | 7.15 | 0.70 | 2,130 | 8.04 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 11 | 23 |
| Macaulay Duration (yrs) | 6.81 | 6.72 |
| Average Maturity (yrs) | 11.9 | 12.12 |
| Yield to Maturity (%) | 6.69 | 6.78 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HSBC Medium to Long Duration Fund
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