March 27, 2024
mayank
HSBC Managed Solutions India-Conservative details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 20.5497
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to provide long term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments.
Fund Manager:
1) Gautam Bhupal
Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)
Experience: Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.
2) Neelotpal Sahai
Education: Mr. Sahai is a B.Tech from IT BHU and PGDM from IIM
Experience: Prior to joining HSBC AMC he has worked with IDFC Investment Advisors.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption Within 365 days |
Basic Details
| Fund House | HSBC Mutual Fund |
| Launch Date | 30-Apr-14 |
| Return Since Launch | 7.54% |
| Benchmark | CRISIL Composite Bond Index (90), S&P BSE 200 TRI (10) |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 27 Cr |
| (As on 29-Feb-2024) | |
| Expense | 0.54% |
| (As on 29-Feb-2024) | |
| Risk Grade | Below Average |
| Return Grade | Low |
| Turnover | — |
Trailing Returns (%) of HSBC Managed Solutions India-Conservative
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC Managed Solutions India Cons Dir | 2.27 | 0.05 | 0.28 | 2.45 | 5.01 | 10.18 | 6.23 | 6.49 | 6.37 | — |
| VR MIP TRI | 2.15 | 0.16 | 0.02 | 3.05 | 7.64 | 16.72 | 9.45 | 9.44 | 9.21 | — |
| Hybrid: Conservative Hybrid | 2.34 | 0.02 | 0.09 | 2.73 | 6.46 | 15.07 | 9.39 | 8.91 | 8.31 | — |
| Rank within category | 16 | 9 | 8 | 18 | 28 | 30 | 30 | 26 | 24 | — |
| Number of funds in category | 31 | 31 | 31 | 31 | 31 | 31 | 30 | 27 | 25 | 22 |
Peer Comparison of HSBC Managed Solutions India-Conservative
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HSBC Managed Solutions India Cons Dir | 2 star | 10.18 | 6.23 | 6.49 | 0.54 | 27 | 7.54 | 1.00 (365) | 9Y 10M | 2.00 |
| SBI Conservative Hybrid Dir | 5 star | 15.33 | 10.89 | 10.84 | 0.62 | 9,538 | 10.01 | 1.00 (365) | 11Y 2M | — |
| ICICI Pru Regular Savings Dir | 4 star | 15.49 | 10.22 | 10.28 | 0.91 | 3,397 | 10.75 | 1.00 (365) | 11Y 2M | 21.00 |
| HDFC Hybrid Debt Dir | 4 star | 17.86 | 11.75 | 10.62 | 1.18 | 3,093 | 10.09 | 1.00 (365) | 11Y 2M | — |
| Kotak Debt Hybrid Dir | 5 star | 18.67 | 12.17 | 12.56 | 0.50 | 2,302 | 11.06 | 1.00 (180) | 11Y 2M | 24.23 |
Portfolio Analysis of HSBC Managed Solutions India-Conservative
| Number of Stocks | 0 |
| Number of Bonds | 0 |
| Average Maturity (yrs)* | — |
| Top 10 Holdings | 100.14% |
| Portfolio P/B Ratio | 3.58 |
| Portfolio P/E Ratio | 25.26 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,90,063 | 2,23,158 |
| Giant (%) | 70.55 | 61.20 |
| Large (%) | 17.39 | 15.57 |
| Mid (%) | 12.06 | 18.46 |
| Small (%) | — | 10.69 |
| Tiny (%) | — | 1.68 |
| Fund | Category | |
| Number of Securities | 4 | 56 |
| Macaulay Duration (yrs) | — | — |
| Average Maturity (yrs) | — | — |
| Yield to Maturity (%) | — | — |
| Avg Credit Rating | AAA | — |
How to Invest in HSBC Managed Solutions India-Conservative?
Chanakya’s Mutual Fund Guidance For HSBC Managed Solutions India-Conservative
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