January 24, 2026
RA Jainee
HSBC ELSS Tax Saver Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 142.95 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 38.69 |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 4,109 Cr |
| (As on 31-Dec-2025) | |
| Expense | 1.17% |
| 1 Year Return (%) | 5.60 |
| 3 Year Return (%) | 19.28 |
| 5 Year Return (%) | 16.23 |
| 10 Year Return (%) | 15.00 |
| Return Since Launch | 14.70% |
⚖️ Sahifund Review – HSBC ELSS Tax Saver Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
ELSS funds are suitable for investors:
1. Seeking tax savings u/s 80C through a diversified equity portfolio
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
• The fund has a lock-in-period of 3 years
Fund’s Investment Strategy:
The scheme aims to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.
Fund Manager:
1) Abhishek Gupta
Education: Mr. Gupta is a B. Com., PGDM (Finance) CFA (Investments)
Experience: Prior to joining HSBC Mutual Fund, he has worked with Edelweiss Asset Management Limited, Goldman Sachs, Baer Capital and Deutsche Asset Management.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 3 Years |
| Exit Load | 0 |
Basic Details of HSBC ELSS Tax Saver Fund
| Fund House | HSBC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 14.70% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 4,109 Cr |
| (As on 31-Dec-2025) | |
| Expense | 1.17% |
| (As on 31-Dec-2025) | |
| Risk Grade | Above Average |
| Return Grade | Above Average |
| Turnover | 6.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC ELSS Tax Saver Dir | -4.11 | 0.33 | -4.49 | -5.04 | -3.79 | 5.60 | 19.28 | 16.23 | 14.95 | 15.00 |
| BSE 500 TRI | -3.60 | 0.76 | -3.57 | -3.05 | -0.95 | 8.48 | 15.19 | 15.27 | 15.35 | 15.31 |
| Equity: ELSS | -3.57 | 0.69 | -3.80 | -3.63 | -2.12 | 6.80 | 16.65 | 16.31 | 16.19 | 15.67 |
| Rank within category | 32 | 40 | 32 | 32 | 33 | 25 | 9 | 18 | 21 | 14 |
| Number of funds in category | 40 | 40 | 40 | 40 | 40 | 39 | 36 | 33 | 30 | 28 |
Peer Comparison of HSBC ELSS Tax Saver Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HSBC ELSS Tax Saver Dir | 3 star | 5.60 | 19.28 | 16.23 | 1.17 | 4,109 | 14.70 | — | 13Y | 6.00 |
| SBI ELSS Tax Saver Dir | 5 star | 7.78 | 23.17 | 20.71 | 0.92 | 32,609 | 16.08 | — | 13Y | 12.00 |
| DSP ELSS Tax Saver Dir | 4 star | 10.76 | 20.07 | 19.35 | 0.67 | 17,609 | 17.49 | — | 13Y | 34.00 |
| HDFC ELSS Tax Saver Dir | 5 star | 11.86 | 20.71 | 20.97 | 1.08 | 17,163 | 15.06 | — | 13Y | 16.48 |
| Bandhan ELSS Tax Saver Dir | 4 star | 9.14 | 15.85 | 18.75 | 0.66 | 7,333 | 17.13 | — | 13Y | 33.00 |
Portfolio Analysis of HSBC ELSS Tax Saver Fund
| No. of Stocks | 79 |
| Top 10 Stocks | 29.41% |
| Top 5 Stocks | 18.27% |
| Top 3 Sectors | 59.83% |
| Portfolio P/B Ratio | 3.78 |
| Portfolio P/E Ratio | 27.76 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,13,628 | 2,10,955 |
| Giant (%) | — | — |
| Large (%) | 50.48 | 64.28 |
| Mid (%) | 20.15 | 18.72 |
| Small (%) | 29.37 | 19.21 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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