March 26, 2024
mayank
HSBC Conservative Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 58.612
Quarterly NAV IDCW: Rs 14.7457
Monthly NAV IDCW: Rs 16.8574
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to generate reasonable returns through investments in debt and money market instruments. It would also invest in equity and equity related instruments to seek capital appreciation.
Fund Manager:
1) Cheenu Gupta
Education: Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)
Experience: Prior to joining HSBC Mutual Fund, she has worked with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.
2) Mahesh A Chhabria
Education: Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
Experience: Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details
| Fund House | HSBC Mutual Fund |
| Launch Date | 11-Jan-13 |
| Return Since Launch | 8.52% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 Conservative |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 110 Cr |
| (As on 29-Feb-2024) | |
| Expense | 1.35% |
| (As on 29-Feb-2024) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | — |
Trailing Returns (%) of HSBC Conservative Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC Conservative Hybrid Dir | 2.33 | 0.20 | 0.38 | 2.54 | 6.53 | 14.52 | 8.29 | 8.62 | 7.68 | 8.81 |
| VR MIP TRI | 2.15 | 0.16 | 0.02 | 3.05 | 7.64 | 16.72 | 9.45 | 9.44 | 9.21 | 9.45 |
| Hybrid: Conservative Hybrid | 2.33 | 0.09 | 0.13 | 2.87 | 6.50 | 15.03 | 9.40 | 8.93 | 8.36 | 9.80 |
| Rank within category | 14 | 3 | 7 | 18 | 14 | 19 | 21 | 18 | 18 | 18 |
| Number of funds in category | 31 | 31 | 31 | 31 | 31 | 31 | 30 | 27 | 25 | 22 |
Peer Comparison of HSBC Conservative Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HSBC Conservative Hybrid Dir | 3 star | 14.52 | 8.29 | 8.62 | 1.35 | 110 | 8.52 | — | 11Y 2M | 259.00 |
| SBI Conservative Hybrid Dir | 5 star | 15.49 | 10.97 | 10.88 | 0.62 | 9,538 | 10.04 | 1.00 (365) | 11Y 2M | — |
| ICICI Pru Regular Savings Dir | 4 star | 15.41 | 10.17 | 10.29 | 0.91 | 3,397 | 10.75 | 1.00 (365) | 11Y 2M | 21.00 |
| HDFC Hybrid Debt Dir | 4 star | 17.79 | 11.68 | 10.70 | 1.18 | 3,093 | 10.10 | 1.00 (365) | 11Y 2M | — |
| Kotak Debt Hybrid Dir | 5 star | 18.52 | 12.10 | 12.58 | 0.50 | 2,302 | 11.07 | 1.00 (180) | 11Y 2M | 24.23 |
Portfolio Analysis of HSBC Conservative Hybrid Fund
| Number of Stocks | 31 |
| Number of Bonds | 9 |
| Average Maturity (yrs) | 8.45 |
| Top 10 Holdings | 76.42% |
| Portfolio P/B Ratio | 6.15 |
| Portfolio P/E Ratio | 49.39 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 37,112 | 2,23,158 |
| Giant (%) | 24.09 | 61.20 |
| Large (%) | 19.57 | 15.57 |
| Mid (%) | 26.10 | 18.46 |
| Small (%) | 30.24 | 10.69 |
| Tiny (%) | — | 1.68 |
| Fund | Category | |
| Number of Securities | 40 | 56 |
| Macaulay Duration (yrs) | 5.74 | 4.45 |
| Average Maturity (yrs) | 8.45 | 8.23 |
| Yield to Maturity (%) | 7.30 | 7.59 |
| Avg Credit Rating | AAA | — |
How to Invest in HSBC Conservative Hybrid Fund?
Chanakya’s Mutual Fund Guidance For HSBC Conservative Hybrid Fund
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Quicklinks
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