May 20, 2025
mayank
HSBC Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 49.3609
NAV IDCW: Rs 23.1258
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long term capital growth and income through investments in equity and equity related securities and fixed income instruments.
Fund Manager:
1) 1) Gautam Bhupal
Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)
Experience: Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.
2) Neelotpal Sahai
Education: Mr. Sahai is a B.Tech from IT BHU and PGDM from IIM
Experience: Prior to joining HSBC AMC he has worked with IDFC Investment Advisors.
3) Asif Rizwi
Education: Mr. Rizwi has done B.Tech and PGDM from IIM-C
Experience: Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank 4) Hitesh Gondhia
4) Mahesh A Chhabria
Education: Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
Experience: Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
5) Hitesh Gondhia
Education: Mr. Gondhia has done PGDBM, Finance
Experience: Prior to joining HSBC Mutual Fund, he has worked with L&T Investment Management Ltd, Edelweiss Securities Ltd and Karvy Stock Broking Ltd
6) Praveen Ayathan
Education: Mr. Praveen is a B.Sc (Mathematics).
Experience: Prior to joining HSBC Mutual Fund, he has worked with L&T MF, Kotak Mahindra AMC and Dalal & Broacha Stock Broking Pvt. Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs)500 | |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of HSBC Balanced Advantage Fund
| Fund House | HSBC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 12.04% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 1,497 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.77% |
| (As on 30-Apr-2025) | |
| Risk Grade | Low |
| Return Grade | Average |
| Turnover | 353.00% |
Trailing Returns (%) of HSBC Balanced Advantage Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC Balanced Advantage Dir | -0.01 | 0.03 | 2.01 | 5.54 | 2.40 | 9.84 | 14.42 | 14.48 | 10.41 | 9.16 |
| VR Dynamic Asset TRI | 2.87 | 0.01 | 4.14 | 8.60 | 4.23 | 9.03 | 15.68 | 18.30 | 12.05 | 11.23 |
| Hybrid: Dynamic Asset Allocation | 2.15 | -0.01 | 3.08 | 6.63 | 3.63 | 9.40 | 15.39 | 17.30 | 11.06 | 10.62 |
| Rank within category | 32 | 12 | 34 | 32 | 31 | 22 | 19 | 18 | 12 | — |
| Number of funds in category | 37 | 38 | 38 | 37 | 37 | 36 | 27 | 22 | 15 | 10 |
Peer Comparison of HSBC Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HSBC Balanced Advantage Dir | 3 star | 9.84 | 14.42 | 14.48 | 0.77 | 1,497 | 12.04 | 1.00 (365) | 12Y 4M | 353.00 |
| HDFC Balanced Advantage Dir | 5 star | 9.30 | 23.48 | 28.58 | 0.77 | 97,461 | 15.91 | 1.00 (365) | 12Y 4M | 27.90 |
| ICICI Pru Balanced Advantage Dir | 4 star | 12.01 | 15.28 | 18.86 | 0.84 | 62,528 | 13.24 | 1.00 (365) | 12Y 4M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 9.96 | 16.42 | — | 0.71 | 34,895 | 13.22 | 1.00 (365) | 3Y 8M | 20.00 |
| Tata Balanced Advantage Dir | 4 star | 7.46 | 14.42 | 17.45 | 0.44 | 10,154 | 13.61 | 1.00 (90) | 6Y 3M | 26.09 |
Portfolio Analysis of HSBC Balanced Advantage Fund
| No. of Stocks | 42 |
| Top 10 Holdings | 41.13% |
| Top 5 Stocks | 27.51% |
| Top 3 Sectors | 24.57% |
| Portfolio P/B Ratio | 3.53 |
| Portfolio P/E Ratio | 23.87 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,26,656 | 2,60,326 |
| Giant (%) | 59.53 | 63.61 |
| Large (%) | 21.37 | 19.80 |
| Mid (%) | 11.88 | 12.51 |
| Small (%) | 7.22 | 4.30 |
| Tiny (%) | — | 0.07 |
| Fund | Category | |
| Number of Securities | 79 | 121 |
| Macaulay Duration (yrs) | 3.84 | 3.73 |
| Average Maturity (yrs) | 5.54 | 6.13 |
| Yield to Maturity (%) | 6.69 | 6.67 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HSBC Balanced Advantage Fund
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