March 23, 2024
mayank
HSBC Aggressive Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 51.7960
Yearly NAV IDCW: Rs 17.9492
NAV IDCW: Rs 31.1751
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
This scheme seeks to generate long term capital growth and income through investments in equity and equity related securities and fixed income instruments.
Fund Manager:
1) Cheenu Gupta
Education: Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)
Experience: Prior to joining HSBC Mutual Fund, she has worked with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.
2) Gautam Bhupal
Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)
Experience: Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.
3) Shriram Ramanathan
Education: Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Experience: Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption Within 365 days |
Basic Details
| Fund House | HSBC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 14.32% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 5,139 Cr |
| (As on 29-Feb-2024) | |
| Expense | 0.85% |
| (As on 29-Feb-2024) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 85.00% |
Trailing Returns (%) of HSBC Aggressive Hybrid Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HSBC Aggressive Hybrid Dir | 2.00 | 1.65 | 0.17 | 3.36 | 11.22 | 31.07 | 14.17 | 13.45 | 11.84 | 14.80 |
| VR Balanced TRI | 1.57 | 0.72 | -0.12 | 3.61 | 10.98 | 27.29 | 14.28 | 13.87 | 13.51 | 13.20 |
| Hybrid: Aggressive Hybrid | 2.83 | 1.06 | -0.37 | 4.68 | 12.49 | 31.75 | 16.58 | 14.98 | 13.47 | 14.97 |
| Rank within category | 33 | 2 | 9 | 33 | 25 | 21 | 31 | 26 | 23 | 13 |
| Number of funds in category | 46 | 46 | 46 | 46 | 44 | 44 | 43 | 37 | 28 | 22 |
Peer Comparison of HSBC Aggressive Hybrid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HSBC Aggressive Hybrid Dir | 2 star | 31.07 | 14.17 | 13.45 | 0.85 | 5,139 | 14.32 | 1.00 (365) | 11Y 2M | 85.00 |
| ICICI Pru Equity & Debt Dir | 5 star | 40.37 | 25.20 | 20.70 | 1.02 | 32,429 | 18.05 | 1.00 (365) | 11Y 2M | 30.00 |
| Canara Robeco Equity Hybrid Dir | 4 star | 28.21 | 14.62 | 15.57 | 0.66 | 9,809 | 14.84 | 1.00 (365) | 11Y 2M | 28.00 |
| HDFC Children’s Gift Dir | 5 star | 28.53 | 18.82 | 16.86 | 0.97 | 8,452 | 16.31 | — | 11Y 2M | 12.55 |
| UTI Aggressive Hybrid Dir | 4 star | 33.31 | 18.70 | 15.72 | 1.32 | 5,243 | 13.34 | 1.00 (365) | 11Y 2M | 30.00 |
Portfolio Analysis of HSBC Aggressive Hybrid Fund
| No. of Stocks | 76 |
| Top 10 Holdings | 27.67% |
| Top 5 Stocks | 18.12% |
| Top 3 Sectors | 41.59% |
| Portfolio P/B Ratio | 3.97 |
| Portfolio P/E Ratio | 24.98 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 85,612 | 1,66,981 |
| Giant (%) | 36.07 | 54.17 |
| Large (%) | 26.45 | 16.93 |
| Mid (%) | 28.36 | 22.07 |
| Small (%) | 9.12 | 8.32 |
| Tiny (%) | — | 0.51 |
| Fund | Category | |
| Number of Securities | 105 | 72 |
| Macaulay Duration (yrs) | 3.54 | 3.71 |
| Average Maturity (yrs) | 4.65 | 6.11 |
| Yield to Maturity (%) | 7.51 | 7.49 |
| Avg Credit Rating | AAA | — |
How to Invest in HSBC Aggressive Hybrid Fund?
Chanakya’s Mutual Fund Guidance For HSBC Aggressive Hybrid Fund
Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.
Apply Online: https://invest.assetmanagement.hsbc.co.in/auth/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
>> Chanakya’s Mutual Fund Guidance on YouTube
https://www.youtube.com/c/ChanakyaNiPothi
>> Join Chanakya MF’s Telegram Channel @
https://t.me/chanakyaMFGuidance
Quicklinks