May 28, 2025
mayank
HDFC Ultra Short Term Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 15.3882
NAV IDCW Weekly: Rs 10.0521
Monthly NAV IDCW: Rs 10.0521
Suitable For Which Investors?
“Ultra-short Duration debt funds predominantly invest in bonds maturing in three to six months. They aim to earn slightly better returns over liquid funds but with a marginally higher degree of volatility.
They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for the next six months up to 1-1.5 years. Investors who want to avoid the complexity of wading through the very finely classified categories of debt funds can simply give these funds a miss and stick to liquid funds for this investing need. But those, who want slightly better returns and can withstand a little more volatility, can consider ultra-short duration funds.
The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital. Remember, they are geared to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit, but are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to generate income / capital appreciation through investment in debt securities and money market instruments.
Fund Manager:
1) Anil Bamboli
Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
2) Praveen Jain
Education: Mr. Jain has done CA and CFA
Experience: Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HDFC Ultra Short Term Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 25-Sep-18 |
| Return Since Launch | 6.67% |
| Benchmark | CRISIL Ultra Short Duration Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 16,171 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.37% |
| (As on 30-Apr-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
Trailing Returns (%) of HDFC Ultra Short Term Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Ultra Short Term Dir | 3.34 | 0.02 | 0.66 | 2.18 | 4.01 | 7.93 | 7.30 | 6.09 | — | — |
| CCIL T Bill Liquidity Weight | 2.29 | 0.03 | 0.48 | 1.46 | 2.68 | 5.23 | 4.46 | 3.48 | — | — |
| Debt: Ultra Short Duration | 3.30 | 0.02 | 0.65 | 2.14 | 3.97 | 7.86 | 7.22 | 6.00 | — | — |
| Rank within category | 10 | 12 | 8 | 9 | 11 | 12 | 13 | 6 | — | — |
| Number of funds in category | 26 | 30 | 29 | 26 | 25 | 24 | 24 | 22 | 12 | 11 |
Peer Comparison of HDFC Ultra Short Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HDFC Ultra Short Term Dir | 3 star | 7.93 | 7.30 | 6.09 | 0.37 | 16,171 | 6.67 | — | 6Y 8M |
| ICICI Pru Ultra Short Term Dir | 4 star | 8.05 | 7.43 | 6.51 | 0.39 | 15,092 | 8.05 | — | 12Y 4M |
| Nippon India Ultra Short Duration Dir | 5 star | 8.19 | 7.58 | 7.31 | 0.38 | 8,767 | 7.24 | — | 12Y 4M |
| Axis Ultra Short Duration Dir | 4 star | 8.07 | 7.47 | 6.25 | 0.36 | 6,122 | 6.78 | — | 6Y 8M |
| Tata Ultra Short Term Dir | 4 star | 8.07 | 7.40 | 6.05 | 0.26 | 4,817 | 6.37 | — | 6Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 151 | 58 |
| Macaulay Duration (yrs) | 0.48 | 0.45 |
| Average Maturity (yrs) | 0.59 | 0.51 |
| Yield to Maturity (%) | 6.92 | 6.84 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HDFC Ultra Short Term Fund
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