May 28, 2025
mayank
HDFC Short Term Debt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 33.0659
NAV IDCW Fortnightly: Rs 10.3192
NAV IDCW: Rs 19.5914
Suitable For Which Investors?
“Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to generate regular income through investment in debt securities and money market instruments.
Fund Manager:
1) Anil Bamboli
Education: Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
Experience: Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HDFC Short Term Debt Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.19% |
| Benchmark | CRISIL Short Duration Debt A-II Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 15,030 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.40% |
| (As on 30-Apr-2025) | |
| Risk Grade | Below Average |
| Return Grade | Above Average |
Trailing Returns (%) of HDFC Short Term Debt Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Short Term Debt Dir | 4.81 | 0.02 | 1.15 | 3.63 | 5.54 | 10.03 | 8.23 | 7.18 | 7.94 | 7.88 |
| CCIL T Bill Liquidity Weight | 2.29 | 0.03 | 0.48 | 1.46 | 2.68 | 5.23 | 4.46 | 3.48 | 3.72 | 3.95 |
| Debt: Short Duration | 4.83 | 0.02 | 1.14 | 3.60 | 5.57 | 10.01 | 8.12 | 7.08 | 7.39 | 7.58 |
| Rank within category | 16 | 23 | 13 | 14 | 16 | 16 | 7 | 7 | 5 | 6 |
| Number of funds in category | 25 | 26 | 26 | 26 | 25 | 25 | 23 | 21 | 19 | 17 |
Peer Comparison of HDFC Short Term Debt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HDFC Short Term Debt Dir | 4 star | 10.03 | 8.23 | 7.18 | 0.40 | 15,030 | 8.19 | — | 12Y 4M |
| ICICI Pru Short Term Dir | 5 star | 9.84 | 8.66 | 7.59 | 0.45 | 20,969 | 8.64 | — | 12Y 4M |
| Axis Short Duration Dir | 4 star | 10.29 | 8.25 | 7.11 | 0.36 | 9,640 | 8.31 | — | 12Y 4M |
| ABSL Short Term Dir | 5 star | 10.14 | 8.36 | 7.75 | 0.36 | 8,343 | 8.74 | — | 12Y 4M |
| Nippon India Short Term Dir | 4 star | 10.48 | 8.32 | 7.31 | 0.37 | 6,692 | 8.27 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 133 | 59 |
| Macaulay Duration (yrs) | 2.96 | 2.78 |
| Average Maturity (yrs) | 4.18 | 3.52 |
| Yield to Maturity (%) | 7.10 | 6.86 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HDFC Short Term Debt Fund
WILL Post Soon
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