May 26, 2025
RA Jainee
HDFC Medium Term Debt Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 61.1873
Fortnightly NAV IDCW: Rs 10.1703
NAV IDCW: Rs 20.4450
Suitable For Which Investors?
“Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.
We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon.”
Fund’s Investment Strategy:
The scheme seeks to generate income / capital appreciation through investments in Debt and Money Market Instruments.
Fund Manager:
1) Shobhit Mehrotra
Education: He is an MBA from Clemson University, USA.
Experience: Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.
2) Bhavyesh Divecha
Education: CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Experience: Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HDFC Medium Term Debt Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.34% |
| Benchmark | NIFTY Medium Duration Debt Index A-III |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 3,841 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.66% |
| (As on 30-Apr-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
Trailing Returns (%) of HDFC Medium Term Debt Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Medium Term Debt Dir | 5.03 | 0.06 | 0.99 | 3.93 | 5.88 | 10.54 | 8.52 | 7.81 | 8.08 | 8.09 |
| VR Bond | 4.04 | 0.03 | 0.54 | 3.17 | 4.96 | 8.98 | 7.83 | 5.69 | 6.61 | 6.55 |
| Debt: Medium Duration | 5.22 | 0.04 | 1.03 | 3.90 | 6.15 | 10.88 | 8.91 | 7.91 | 7.21 | 7.84 |
| Rank within category | 8 | 3 | 8 | 6 | 8 | 7 | 7 | 7 | 5 | 5 |
| Number of funds in category | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 12 | 12 | 10 |
Peer Comparison of HDFC Medium Term Debt Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HDFC Medium Term Debt Dir | 3 star | 10.54 | 8.52 | 7.81 | 0.66 | 3,841 | 8.34 | — | 12Y 4M |
| ICICI Pru Medium Term Bond Dir | 4 star | 10.41 | 8.72 | 8.06 | 0.74 | 5,732 | 8.62 | 1.00 (365) | 12Y 4M |
| Axis Strategic Bond Dir | 4 star | 10.87 | 8.95 | 8.04 | 0.53 | 1,930 | 8.78 | 1.00 (365) | 12Y 4M |
| HSBC Medium Duration Dir | 4 star | 10.78 | 8.76 | 8.05 | 0.40 | 649 | 8.10 | — | 10Y 3M |
| SBI Magnum Medium Duration Dir | 3 star | 10.39 | 8.57 | 7.41 | 0.71 | 6,605 | 9.10 | 1.00 (90) | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 76 | 40 |
| Macaulay Duration (yrs) | 3.99 | 3.78 |
| Average Maturity (yrs) | 6.24 | 5.17 |
| Yield to Maturity (%) | 7.40 | 7.22 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HDFC Medium Term Debt Fund
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