May 24, 2025
mayank
HDFC Low Duration Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 62.2947
Weekly NAV IDCW: Rs 10.0921
Monthly NAV IDCW: Rs 10.2141
Suitable For Which Investors?
“Low Duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.
Retail investors can avoid these funds altogether. Here’s why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there’s a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don’t need for up to a year in a Liquid fund.”
Fund’s Investment Strategy:
The scheme seeks to generate income / capital appreciation through investment in debt securities and money market instruments.
Fund Manager:
1) Anupam Joshi
Education: Mr. Joshi is a PGDM in Business Management.
Experience: Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
2) Praveen Jain
Education: Mr. Jain has done CA and CFA
Experience: Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of HDFC Low Duration Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.76% |
| Benchmark | NIFTY Low Duration Debt Index A-I |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | Rs 20,033 Cr |
| (As on 30-Apr-2025) | |
| Expense | 0.45% |
| (As on 30-Apr-2025) | |
| Risk Grade | Above Average |
| Return Grade | Above Average |
Trailing Returns (%) of HDFC Low Duration Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Low Duration Dir | 3.77 | 0.01 | 0.77 | 2.70 | 4.47 | 8.66 | 7.74 | 6.81 | 7.28 | 7.46 |
| CCIL T Bill Liquidity Weight | 2.27 | 0.04 | 0.50 | 1.52 | 2.67 | 5.22 | 4.48 | 3.47 | 3.73 | 3.95 |
| Debt: Low Duration | 3.72 | 0.02 | 0.78 | 2.66 | 4.47 | 8.56 | 7.52 | 6.74 | 6.76 | 7.09 |
| Rank within category | 3 | 21 | 3 | 3 | 4 | 4 | 4 | 5 | 3 | 4 |
| Number of funds in category | 20 | 23 | 23 | 20 | 20 | 20 | 20 | 20 | 20 | 19 |
Peer Comparison of HDFC Low Duration Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| HDFC Low Duration Dir | 2 star | 8.66 | 7.74 | 6.81 | 0.45 | 20,033 | 7.76 | — | 12Y 4M |
| SBI Magnum Low Duration Dir | 4 star | 8.45 | 7.49 | 6.21 | 0.43 | 14,591 | 7.50 | — | 12Y 4M |
| ABSL Low Duration Dir | 5 star | 8.55 | 7.68 | 6.74 | 0.43 | 12,579 | 8.03 | — | 12Y 4M |
| Axis Treasury Advantage Dir | 4 star | 8.60 | 7.58 | 6.43 | 0.34 | 6,133 | 7.76 | — | 12Y 4M |
| LIC MF Low Duration Dir | 4 star | 8.44 | 7.34 | 6.43 | 0.26 | 1,976 | 7.26 | — | 12Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 150 | 78 |
| Macaulay Duration (yrs) | 0.96 | 0.92 |
| Average Maturity (yrs) | 1.90 | 1.21 |
| Yield to Maturity (%) | 7.21 | 6.95 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For HDFC Low Duration Fund
WILL Post Soon
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